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| Provider | Service type | Compensation |
|---|---|---|
Filed as: AMERITAS Service code 12 · EIN 47-0098400 | Claims processing; Contract Administr... | $860,274 |
Filed as: PRESTIGE EMPLOYEE ADMINISTRATORS, I Service code 12 · EIN 11-3448580 | Claims processing; Recordkeeping and ... | $116,873 |
IHT WEALTH MANAGEMENT LLC2 years Service code 33 · EIN 32-8764791 | Direct payment from the plan; Securit... | $101,513 |
BKS RETIREMENT SERVICES3 years Service code 17 · EIN 84-1921272 | Pension Consulting | $99,799 |
Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $44,579 |
SIGNATURE ESTATE & INVESTMENT8+ years Filed as: SIGNATURE SECURITIES GROUP Service code 26 · EIN 13-4120476 | Advisory (Participants) | $25,503 |
EQUITABLE ADVISORS LLC1 year Filed as: EQUITABLE ADVISORS, LLC Service code 33 · EIN 13-4071393 | Direct payment from the plan; Securit... | $9,093 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,398 | $33,018+37.5% | $77,100-41.1% | $78,104-41.9% |
| Participation rate | 60.2% | 38.5%+21.6pp | 67.9%-7.8pp | 74.5%-14.4pp |
| Annual return | -7.68% | -7.47%-0.2pp | 42.35%-50.0pp | 10.90%-18.6pp |
| Employer contribution / active EE | $1,886 | $987+91.1% | $2,815-33.0% | $3,128-39.7% |
| Participant deferral / active EE | $5,640 | $2,365+138.5% | $4,430+27.3% | $5,089+10.8% |
| Admin fee / account holder | $230 | $108+111.9% | $5,443-95.8% | $79+190.9% |