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| Provider | Service type | Compensation |
|---|---|---|
BLUESTAR RETIREMENT SERVICES4+ years Service code 13 · EIN 59-3092339 | Contract Administrator | $329,730 |
PRESTIGE EMPLOYEE ADMINISTRATORS4+ years Service code 14 · EIN 11-3448580 | Plan Administrator | $68,994 |
Service code 16 · EIN 51-0595589 | Consulting | $48,656 |
FIDUCIARY INVESTMENT ADVISORS4+ years Filed as: FIDUCIARY PARTNERS INVESTMENT CONSU Service code 26 · EIN 26-1370206 | Advisory (Participants) | $45,656 |
TD AMERITRADE, INC.4+ years Filed as: TD AMERITRADE TRUST COMPANY Service code 19 · EIN 20-0937408 | Securities Custodian | $35,043 |
Filed as: PRIVATE ADVISOR GROUP Service code 26 · EIN 27-3463733 | Advisory (Participants) | $14,871 |
SIGNATURE ESTATE & INVESTMENT4+ years Filed as: SIGNATURE SECURITIES GROUP Service code 26 · EIN 13-4120476 | Advisory (Participants) | $14,454 |
DANIEL H. COOK ASSOCIATES, INC4+ years Filed as: DANIEL NESSIM Service code 26 40 CUTTERMILL ROAD, SUITE 205 · GREAT NECK, NY 11021 | Advisory (Participants) | $9,245 |
TIM KELLY4+ years Service code 26 38 FINN AVENUE · NEWFIELDS, NH 03856 | Advisory (Participants) | $7,692 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,222 | $34,242+26.2% | $76,518-43.5% | $75,289-42.6% |
| Participation rate | 59.0% | 43.9%+15.1pp | 68.0%-9.0pp | 72.4%-13.4pp |
| Annual return | -4.42% | -0.98%-3.4pp | -0.27%-4.2pp | -0.04%-4.4pp |
| Employer contribution / active EE | $962 | $975-1.4% | $2,647-63.7% | $2,405-60.0% |
| Participant deferral / active EE | $3,615 | $1,872+93.0% | $3,836-5.8% | $3,739-3.3% |
| Admin fee / account holder | $312 | $112+179.0% | $4,849-93.6% | $102+205.3% |