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| Provider | Service type | Compensation |
|---|---|---|
BLUESTAR RETIREMENT SERVICES2+ years Service code 13 · EIN 59-3092339 | Contract Administrator | $293,746 |
PRESTIGE EMPLOYEE ADMINISTRATORS2+ years Service code 14 · EIN 11-3448580 | Plan Administrator | $56,351 |
FIDUCIARY INVESTMENT ADVISORS2+ years Filed as: FIDUCIARY PARTNERS INVESTMENT CONSU Service code 26 · EIN 26-1370206 | Advisory (Participants) | $32,769 |
Service code 16 · EIN 51-0595589 | Consulting | $32,769 |
TD AMERITRADE, INC.2+ years Filed as: TD AMERITRADE TRUST COMPANY Service code 19 · EIN 20-0937408 | Securities Custodian | $23,181 |
SIGNATURE ESTATE & INVESTMENT2+ years Filed as: SIGNATURE SECURITIES GROUP Service code 26 · EIN 13-4120476 | Advisory (Participants) | $15,925 |
DANIEL H. COOK ASSOCIATES, INC2+ years Filed as: DANIEL NESSIM Service code 16 40 CUTTERMILL ROAD, SUITE 205 · GREAT NECK, NY 11021 | Consulting | $6,646 |
TIM KELLY2+ years Service code 16 38 FINN AVENUE · NEWFIELDS, NH 03856 | Consulting | $6,208 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,499 | $31,370+64.2% | $74,577-30.9% | $63,975-19.5% |
| Participation rate | 51.9% | 42.6%+9.3pp | 68.1%-16.2pp | 71.1%-19.2pp |
| Annual return | 14.77% | -105.16%+119.9pp | 20.47%-5.7pp | 48.65%-33.9pp |
| Employer contribution / active EE | $1,121 | $822+36.4% | $2,525-55.6% | $2,182-48.6% |
| Participant deferral / active EE | $3,243 | $1,560+107.9% | $3,458-6.2% | $3,356-3.4% |
| Admin fee / account holder | $430 | $77+460.8% | $4,138-89.6% | $70+511.3% |