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| Provider | Service type | Compensation |
|---|---|---|
BLUESTAR RETIREMENT SERVICES6+ years Service code 12 · EIN 59-3092339 | Other services; Consulting (pension);... | $500,287 |
BKS RETIREMENT SERVICES1 year Service code 17 · EIN 84-1921272 | Pension Consulting | $82,968 |
PRESTIGE EMPLOYEE ADMINISTRATORS6+ years Service code 12 · EIN 11-3448580 | Direct payment from the plan; Partici... | $67,442 |
PRIVATE ADVISOR GROUP LLC3 years Filed as: PRIVATE ADVISOR GROUP Service code 33 · EIN 27-3463733 | Direct payment from the plan; Securit... | $41,312 |
SIGNATURE ESTATE & INVESTMENT6+ years Filed as: SIGNATURE SECURITIES GROUP Service code 26 · EIN 13-4120476 | Advisory (Participants) | $19,695 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $27 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,324 | $46,219+17.5% | $89,435-39.3% | $90,274-39.8% |
| Participation rate | 51.0% | 44.9%+6.1pp | 68.0%-17.0pp | 73.4%-22.4pp |
| Annual return | 27.96% | 25.71%+2.2pp | 245.55%-217.6pp | 53.97%-26.0pp |
| Employer contribution / active EE | $845 | $953-11.3% | $2,587-67.3% | $2,523-66.5% |
| Participant deferral / active EE | $3,429 | $2,136+60.5% | $3,890-11.9% | $4,231-18.9% |
| Admin fee / account holder | $242 | $147+65.2% | $4,884-95.0% | $114+112.6% |