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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,915 | $174,379+89.2% | $152,093+116.9% | $138,895+137.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 15.00% | 74.86%-59.9pp | 66.36%-51.4pp | 145.39%-130.4pp |
| Employer contribution / active EE | $3,670 | $4,652-21.1% | $4,175-12.1% | $4,194-12.5% |
| Participant deferral / active EE | $10,553 | $6,159+71.3% | $5,451+93.6% | $6,396+65.0% |
| Admin fee / account holder | $8,651 | $16,880-48.8% | $14,497-40.3% | $12,562-31.1% |