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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,429 | $202,342-19.7% | $172,752-6.0% | $152,897+6.2% |
| Participation rate | 78.6% | 87.1%-8.5pp | 82.6%-4.1pp | 82.5%-3.9pp |
| Annual return | 15.23% | 1029.83%-1014.6pp | 802.97%-787.7pp | 345.43%-330.2pp |
| Employer contribution / active EE | $735 | $5,858-87.5% | $5,144-85.7% | $4,764-84.6% |
| Participant deferral / active EE | $5,435 | $5,948-8.6% | $5,198+4.6% | $5,851-7.1% |
| Admin fee / account holder | $135,730 | $17,111+693.2% | $13,955+872.6% | $11,599+1070.1% |