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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,352 | $175,231+20.6% | $149,696+41.2% | $139,466+51.5% |
| Participation rate | 92.3% | 83.4%+8.9pp | 78.8%+13.5pp | 80.3%+12.0pp |
| Annual return | 25.45% | 166.77%-141.3pp | 134.46%-109.0pp | 373.66%-348.2pp |
| Employer contribution / active EE | $979 | $5,478-82.1% | $4,821-79.7% | $4,754-79.4% |
| Participant deferral / active EE | $7,765 | $6,521+19.1% | $5,682+36.7% | $6,712+15.7% |
| Admin fee / account holder | $374 | $16,155-97.7% | $13,212-97.2% | $11,409-96.7% |