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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,394 | $181,896+26.7% | $156,551+47.2% | $273,972-15.9% |
| Participation rate | 93.8% | 88.4%+5.4pp | 84.0%+9.7pp | 83.0%+10.7pp |
| Annual return | 3.29% | 30.74%-27.5pp | 32.23%-28.9pp | 41.46%-38.2pp |
| Employer contribution / active EE | $585 | $6,248-90.6% | $5,501-89.4% | $4,869-88.0% |
| Participant deferral / active EE | $4,208 | $5,550-24.2% | $4,871-13.6% | $5,287-20.4% |
| Admin fee / account holder | $2,069 | $15,560-86.7% | $13,028-84.1% | $10,133-79.6% |