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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,484 | $167,362+17.4% | $143,799+36.6% | $134,532+46.0% |
| Participation rate | 78.6% | 84.8%-6.2pp | 80.3%-1.7pp | 81.2%-2.7pp |
| Annual return | -20.33% | 0.47%-20.8pp | -0.04%-20.3pp | 418.27%-438.6pp |
| Employer contribution / active EE | $875 | $5,620-84.4% | $4,952-82.3% | $4,741-81.5% |
| Participant deferral / active EE | $6,523 | $6,447+1.2% | $5,638+15.7% | $6,401+1.9% |
| Admin fee / account holder | $1,614 | $18,094-91.1% | $14,677-89.0% | $11,429-85.9% |