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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,407 | $180,459+24.9% | $154,108+46.3% | $135,380+66.5% |
| Participation rate | 86.7% | 87.4%-0.8pp | 83.0%+3.6pp | 82.6%+4.0pp |
| Annual return | -2.98% | 888.21%-891.2pp | 735.21%-738.2pp | 519.81%-522.8pp |
| Employer contribution / active EE | $712 | $6,035-88.2% | $5,298-86.6% | $4,779-85.1% |
| Participant deferral / active EE | $5,334 | $5,806-8.1% | $5,081+5.0% | $5,609-4.9% |
| Admin fee / account holder | $9,498 | $16,145-41.2% | $13,411-29.2% | $10,828-12.3% |