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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,778 | $198,457+12.8% | $170,435+31.3% | $147,586+51.6% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 11.12% | 257.30%-246.2pp | 205.94%-194.8pp | 578.59%-567.5pp |
| Employer contribution / active EE | $606 | $6,183-90.2% | $5,432-88.8% | $4,876-87.6% |
| Participant deferral / active EE | $4,433 | $5,629-21.3% | $4,939-10.3% | $5,439-18.5% |
| Admin fee / account holder | $23,392 | $16,852+38.8% | $13,881+68.5% | $10,886+114.9% |