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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 04-2675571 | Advisory (Plan) | $34,254 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $15,347 |
Filed as: DOWNEAST PENSION SERVICES Service code 15 · EIN 01-0472857 | Recordkeeping | $4,174 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,558 | $55,446+124.6% | $155,574-19.9% | $74,429+67.4% |
| Participation rate | 81.2% | 61.9%+19.3pp | 78.2%+3.0pp | 67.2%+14.0pp |
| Annual return | 15.74% | 269.20%-253.5pp | 64.87%-49.1pp | 1368.38%-1352.6pp |
| Employer contribution / active EE | $3,623 | $2,266+59.9% | $4,676-22.5% | $2,625+38.0% |
| Participant deferral / active EE | $4,167 | $2,836+46.9% | $5,629-26.0% | $4,348-4.2% |
| Admin fee / account holder | $575 | $1,743-67.0% | $15,914-96.4% | $1,944-70.4% |