Skilled nursing and residential care facilities in Washington
PlanOptica tracks 48 health and welfare plans sponsored by 45 skilled nursing and residential care facilities in Washington, covering 28,267 participants and $99M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 343 participants, and the most common size is 100 to 249 participants (31% of plans). The funding mix is split: 52% of plans are self-funded or mixed and the rest are mainly fully insured.
Kaiser Foundation Health Plan of Washington leads by premium with a 31% share, followed by United Healthcare Insurance Company at 17%. Propel Insurance Agency, LLC is the broker of record on 7 plans, more than any other firm, ahead of Usi Insurance Services LLC (7). 92% of plans report broker compensation on Schedule A; the median brokered plan pays $44K a year, about 4.6% of premium. Vancouver, Seattle and Bellevue have the most plans.
Funding mix
- Mixed23 · 48%
- Fully insured21 · 44%
- Self-funded2 · 4%
- MEWA2 · 4%
Plan size (participants)
- Under 1003 · 6%
- 100 to 24915 · 31%
- 250 to 49910 · 21%
- 500 to 99912 · 25%
- 1,000 or more8 · 17%
Median plan: 343 participants. Median broker comp: 4.6% of premium across 44 brokered plans.
Top carriers, skilled nursing, Washington
- 1Kaiser Foundation Health Plan of Washington$31M19 plans · 31.0%
- 2United Healthcare Insurance Company$17M2 plans · 16.9%
- 3Premera Blue Cross$16M6 plans · 16.3%
- 4Unitedhealthcare Insurance Company$11M2 plans · 10.8%
- 5Aetna Life Insurance Company$8.4M5 plans · 8.5%
- 6Delta Dental of Washington$2.4M11 plans · 2.5%
- 7Symetra Life Insurance Company$1.8M6 plans · 1.9%
- 8Sun Life Assurance Company of Canada$1.6M3 plans · 1.6%
- 9Metropolitan Life Insurance Company$1.4M5 plans · 1.4%
- 10Unum Life Insurance Company of America$1.2M7 plans · 1.2%
Top brokers, skilled nursing, Washington
- 1Propel Insurance Agency, LLC7 plans$363K comp · 15.9%
- 2Usi Insurance Services LLC7 plans$252K comp · 15.9%
- 3Gallagher Benefit Services, Inc6 plans$357K comp · 13.6%
- 4Marsh & McLennan Agency LLC5 plans$142K comp · 11.4%
- 5Alera Group, Inc5 plans$32K comp · 11.4%
- 6Hub International Northwest LLC4 plans$138K comp · 9.1%
- 7Davidson Benefits Planning, LLC4 plans$78K comp · 9.1%
- 8Watchtower Benefits, LLC4 plans$8K comp · 9.1%
- 9Brown & Brown Insurance3 plans$105K comp · 6.8%
- 10Watchtower Technologies Inc3 plans$18K comp · 6.8%
Largest skilled nursing and residential care facilities in Washington
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Merrill Gardens, LLC Merrill Gardens, LLC Welfare Benefits PlanAll plans | Seattle | Mixed | 2,698 | $1.1M | Symetra Life Insurance Company |
| Couve Healthcare Consulting, LLC Couve Healthcare ConsultingAll plans | Vancouver | Fully insured | 2,669 | $817K | Delta Dental of California |
| Aegis Senior Communities, LLC Aegis Living Welfare Benefits PlanAll plans | Bellevue | Mixed | 2,355 | $281K | Sun Life Assurance Company of Canada |
| Jerry Erwin Associates Jea Senior Living Health & Welfare Plan, LLCAll plans | Vancouver | Mixed | 1,468 | $16M | United Healthcare Insurance Company |
| Hawthorn Senior Living, LLC Hawthorn Senior Living Employee Benefit PlanAll plans | Vancouver | Mixed | 1,346 | $819K | Starmount Life Insurance Company |
| Leisure Care, LLC Leisure Care Health Benefits TrustAll plans | Seattle | MEWA | 1,257 | $12M | Blue Cross of California |
| Regency Pacific Management, LLC Regency Health Benefits PlanAll plans | Bellevue | Fully insured | 1,066 | $12M | Unitedhealthcare Insurance Company |
| Transforming Age Associates, LLC Transforming Age Associates Wrap PlanAll plans | Bellevue | Mixed | 1,043 | $1.4M | Kaiser Foundation Health Plan Inc |
| Era Living, LLC Era Living, LLC Welfare Benefit PlanAll plans | Seattle | Mixed | 962 | $690K | Aetna Life Insurance Company |
| Eden Healthcare Management, LLC Eden Healthcare Management, LLC. Health & Welfare PlanAll plans | Vancouver | Mixed | 879 | $311K | Unum Life Insurance Company of America |
| Vertical Health Services, LLC Vertical Health Services, LLC Health Benefits PlanAll plans | Puyallup | Mixed | 807 | $822K | Unum Life Insurance Company of America |
| Cascadia Senior Living, LLC Cascadia Senior Living Welfare Benefeit PlanAll plans | Yakima | Mixed | 780 | $297K | Metropolitan Life Insurance Company |
| Milestone Retirement Communities, LLC Milestone Retirement Communities, LLC Employee Benefit PlanAll plans | Vancouver | Mixed | 756 | $2.3M | United Healthcare Insurance Company |
| Prestige Senior Management, LLC Prestige Senior Management Employee Benefit PlanAll plans | Vancouver | Fully insured | 714 | $3.0M | Aetna Life Insurance Company |
| Koelsch Senior Communities Koelsch Senior Communities Voluntary PlansAll plans | Olympia | Mixed | 646 | $492K | Ameritas Life Insurance Corp |
Showing 15 of 45 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Washington
- Vancouver10 plans · 8,334 participants
- Seattle8 plans · 6,202 participants
- Bellevue5 plans · 4,560 participants
- Yakima4 plans · 1,625 participants
- Olympia2 plans · 1,173 participants
- Bothell2 plans · 1,071 participants
- Stanwood2 plans · 822 participants
- Spokane2 plans · 456 participants
- Bellingham2 plans · 434 participants
- Puyallup1 plans · 807 participants
- Lakewood1 plans · 622 participants
- Issaquah1 plans · 467 participants
Frequently asked questions
How many skilled nursing and residential care facilities in Washington offer an ERISA health plan?
48 health and welfare plans from 45 skilled nursing and residential care facilities in Washington appear in plan year 2024 to 2025 filings on Form 5500, covering 28,267 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most skilled nursing and residential care facilities in Washington?
By Schedule A premium: Kaiser Foundation Health Plan of Washington (31% of premium, 19 plans), United Healthcare Insurance Company (17% of premium, 2 plans) and Premera Blue Cross (16% of premium, 6 plans).
Which benefits brokers work with skilled nursing and residential care facilities in Washington?
By number of client plans: Propel Insurance Agency, LLC (7 plans), Usi Insurance Services LLC (7 plans) and Gallagher Benefit Services, Inc (6 plans). 92% of plans report a broker.
How much do brokers earn on skilled nursing and residential care facilities health plans in Washington?
The median brokered plan reports $44K a year in broker commissions and fees, or 4.6% of premium. Figures come from Schedule A, Part I.
Are skilled nursing and residential care facilities health plans in Washington self-funded or fully insured?
Mixed 48%, fully insured 44% and self-funded 4%. Self-funded and mixed plans together make up 52%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care.
Prospect skilled nursing and residential care facilities in Washington
Open the welfare search with Washington and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Skilled nursing in nearby states
Other healthcare specialties in Washington
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care. Location is the sponsor's filing address in Washington.