Dental practices in Washington
PlanOptica tracks 6 health and welfare plans sponsored by 6 dental practices in Washington, covering 935 participants and $7.0M in reported insurance premiums (plan year 2025 filings). The median plan has 124 participants, and the most common size is 100 to 249 participants (50% of plans). The funding mix is split: 33% of plans are self-funded or mixed and the rest are mainly fully insured.
Unitedhealthcare Insurance Company leads by premium with a 44% share, followed by Kaiser Foundation Health Plan of Washington Options, Inc at 34%. Usi Insurance Services Northwest is the broker of record on 2 plans, more than any other firm, ahead of Lockton Companies, LLC (1). 67% of plans report broker compensation on Schedule A; the median brokered plan pays $42K a year, about 4.9% of premium. Vancouver, Puyallup and Bellevue have the most plans.
Funding mix
- Fully insured3 · 50%
- Self-funded1 · 17%
- Mixed1 · 17%
- MEWA1 · 17%
Plan size (participants)
- Under 1002 · 33%
- 100 to 2493 · 50%
- 250 to 4990 · 0%
- 500 to 9991 · 17%
- 1,000 or more0 · 0%
Median plan: 124 participants. Median broker comp: 4.9% of premium across 4 brokered plans.
Top carriers, dental, Washington
- 1Unitedhealthcare Insurance Company$3.1M2 plans · 43.6%
- 2Kaiser Foundation Health Plan of Washington Options, Inc$2.4M2 plans · 33.7%
- 3Aetna Life Insurance Company$1.3M1 plans · 18.2%
- 4Delta Dental of Washington$169K1 plans · 2.4%
- 5Colonial Life & Accident Insurance Company$73K1 plans · 1.0%
- 6Vision Service Plan$56K2 plans · 0.8%
- 7United of Omaha Life Insurance Company$16K1 plans · 0.2%
- 8United Heritage Life Insurance Company$01 plans · 0.0%
Top brokers, dental, Washington
- 1Usi Insurance Services Northwest2 plans$165K comp · 50.0%
- 2Lockton Companies, LLC1 plans$68K comp · 25.0%
- 3Hub International Nrthwest LLC1 plans$11K comp · 25.0%
- 4Acrisure Northwest Partners Ins1 plans$3K comp · 25.0%
- 5Heartsease LLC1 plans$2K comp · 25.0%
- 6Benefits by Design, Inc1 plans$664 comp · 25.0%
- 7Worksite Benefits Group, Inc1 plans$643 comp · 25.0%
- 8Bell Anderson Agency1 plans$547 comp · 25.0%
- 9Group Benefits, Ltd1 plans$474 comp · 25.0%
- 10Isaacson Ins. Agency & Other Agents1 plans$393 comp · 25.0%
Largest dental practices in Washington
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Mosaic Dental Collective, LLC Mosaic Dental Collective Health and Welfare PlanAll plans | Vancouver | Fully insured | 542 | $4.0M | Unitedhealthcare Insurance Company |
| Broughton Dunn, PLLC Broughton DunnAll plans | Puyallup | Mixed | 144 | $24K | United of Omaha Life Insurance Company |
| Evident Holdings, LLC Evident Holdings, LLC Group Health PlanAll plans | Bellevue | Fully insured | 132 | $1.3M | Aetna Life Insurance Company |
| Spokane District Dental Society Ahp SDDS Ahp Medical PlanAll plans | Liberty Lake | MEWA | 115 | $1.4M | Kaiser Foundation Health Plan Inc |
| F. Joseph Harthorne DDS PS F. Joseph Harthorne DDS, PS Commonwealth TrustAll plans | Woodinville | Self-funded | 2 | - | - |
| Smiles Dental Smiles DentalAll plans | Vancouver | Fully insured | 0 | $337K | Unitedhealthcare Insurance Company |
Plans by city in Washington
Frequently asked questions
How many dental practices in Washington offer an ERISA health plan?
6 health and welfare plans from 6 dental practices in Washington appear in plan year 2025 filings on Form 5500, covering 935 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most dental practices in Washington?
By Schedule A premium: Unitedhealthcare Insurance Company (44% of premium, 2 plans), Kaiser Foundation Health Plan of Washington Options, Inc (34% of premium, 2 plans) and Aetna Life Insurance Company (18% of premium, 1 plan).
Which benefits brokers work with dental practices in Washington?
By number of client plans: Usi Insurance Services Northwest (2 plans), Lockton Companies, LLC (1 plan) and Hub International Nrthwest LLC (1 plan). 67% of plans report a broker.
How much do brokers earn on dental practices health plans in Washington?
The median brokered plan reports $42K a year in broker commissions and fees, or 4.9% of premium. Figures come from Schedule A, Part I.
Are dental practices health plans in Washington self-funded or fully insured?
Fully insured 50%, self-funded 17% and mixed 17%. Self-funded and mixed plans together make up 33%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery.
Prospect dental practices in Washington
Open the welfare search with Washington and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Dental in nearby states
Other healthcare specialties in Washington
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery. Location is the sponsor's filing address in Washington.