Physician practices in Washington
PlanOptica tracks 71 health and welfare plans sponsored by 64 physician practices in Washington, covering 47,533 participants and $79M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 290 participants, and the most common size is 250 to 499 participants (31% of plans). Most of these plans are self-funded or mixed (76%), so stop-loss and TPA relationships matter as much as the medical carrier.
Premera Blue Cross leads by premium with a 16% share, followed by Life Insurance Company of North America at 14%. Alliant Insurance Services, Inc is the broker of record on 15 plans, more than any other firm, ahead of Usi Insurance Services LLC (6). 75% of plans report broker compensation on Schedule A; the median brokered plan pays $44K a year, about 5.8% of premium. Tacoma, Seattle and Spokane have the most plans.
Funding mix
- Mixed37 · 52%
- Self-funded17 · 24%
- Fully insured15 · 21%
- MEWA2 · 3%
Plan size (participants)
- Under 1008 · 11%
- 100 to 24920 · 28%
- 250 to 49922 · 31%
- 500 to 99910 · 14%
- 1,000 or more11 · 15%
Median plan: 290 participants. Median broker comp: 5.8% of premium across 53 brokered plans.
Top carriers, physicians, Washington
- 1Premera Blue Cross$13M4 plans · 16.3%
- 2Life Insurance Company of North America$11M6 plans · 14.3%
- 3Kaiser Foundation Health Plan of Washington Options, Inc$10M7 plans · 13.1%
- 4Delta Dental of Washington$8.5M18 plans · 10.7%
- 5Unum Life Insurance Company of America$7.0M12 plans · 8.9%
- 6Unitedhealthcare Insurance Company$6.9M4 plans · 8.7%
- 7Hartford Life and Accident$3.4M6 plans · 4.2%
- 8Aetna Life Insurance Company$3.1M1 plans · 4.0%
- 9Prudential Insurance Company of America$2.2M3 plans · 2.8%
- 10Securian Life Insurance Company$1.8M2 plans · 2.2%
Top brokers, physicians, Washington
- 1Alliant Insurance Services, Inc15 plans$290K comp · 28.3%
- 2Usi Insurance Services LLC6 plans$274K comp · 11.3%
- 3Gallagher Benefit Services, Inc5 plans$619K comp · 9.4%
- 4Mercer Health & Benefits LLC5 plans$234K comp · 9.4%
- 5Digital Insurance LLC4 plans$349K comp · 7.5%
- 6The Partners Group4 plans$304K comp · 7.5%
- 7Lockton Companies, LLC3 plans$436K comp · 5.7%
- 8Propel Insurance Agency, LLC3 plans$193K comp · 5.7%
- 9Parker Smith & Feek Inc3 plans$174K comp · 5.7%
- 10Marsh & McLennan3 plans$114K comp · 5.7%
Largest physician practices in Washington
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Virginia Mason Medical Center Virginia Mason Medical Center Welfare Benefits PlanAll plans | Seattle | Mixed | 5,119 | $3.7M | Life Insurance Company of North America |
| Kadlec Regional Medical Center Kadlec Health System Health and Welfare PlanAll plans | Renton | Mixed | 4,350 | $3.5M | Life Insurance Company of North America |
| Sound Inpatient Physicians, Inc Sound Inpatient Physicians Flexible Benefits PlanAll plans | Tacoma | MEWA | 3,637 | $5.7M | Life Insurance Company of North America |
| Central Washington Health Services Association Confluence Health and Welfare Benefits PlanAll plans | Wenatchee | Mixed | 3,555 | $5.9M | Delta Dental of California |
| The Vancouver Clinic, Inc., PS The Vancouver Clinic, Inc. Employee Welfare Benefit PlanAll plans | Vancouver | Mixed | 2,606 | $3.6M | Hartford Life and Accident |
| Sea Mar Community Health Center Sea Mar Health and Welfare Benefit PlanAll plans | Seattle | Mixed | 2,270 | $619K | Sun Life Assurance Company of Canada |
| Yakima Valley Farm Workers Clinic Yakima Valley Farm Workers Clinic Employee Healthcare PlanAll plans | Toppenish | Mixed | 2,046 | $918K | Reliance Standard Life Insurance Company |
| Community Health Association of Spokane Community Health Association of Spokane Health and Welfare Benefit PlanAll plans | Spokane | Mixed | 1,695 | $2.7M | Delta Dental of California |
| Proliance Surgeons, Inc. P.S Proliance Surgeons, Inc. Employee Healthcare PlanAll plans | Seattle | Mixed | 1,694 | $1.8M | Unum Life Insurance Company of America |
| Body Contour Centers LLC Body Contour Centers Welfare Benefits PlanAll plans | Bellevue | Mixed | 1,310 | $450K | Unum Life Insurance Company of America |
| Pacific Medical Centers Pacific Medical Centers Health and Welfare PlanAll plans | Renton | Mixed | 889 | $749K | Life Insurance Company of North America |
| Vera Whole Health Vera Whole Health Health & Welfare Benefit PlanAll plans | Seattle | Mixed | 876 | $1.8M | Kaiser Foundation Health Plan Inc |
| Integra Imaging, PS Inland Imaging Health & Welfare PlanAll plans | Spokane | Mixed | 786 | $1.8M | Unum Life Insurance Company of America |
| Bessler, M.D., PLLC Bessler, M.D., PLLC Health and Welfare Benefits PlanAll plans | Tacoma | Self-funded | 659 | - | - |
| Radia Inc., P.S Radia Inc., P.S. Employee Benefit PlanAll plans | Lynnwood | Mixed | 624 | $424K | Hartford Life and Accident |
Showing 15 of 64 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Washington
- Tacoma15 plans · 8,237 participants
- Seattle10 plans · 11,936 participants
- Spokane4 plans · 2,958 participants
- Moses Lake4 plans · 1,091 participants
- Wenatchee3 plans · 4,260 participants
- Vancouver3 plans · 3,304 participants
- Bellevue3 plans · 1,709 participants
- Lynnwood3 plans · 1,293 participants
- Olympia3 plans · 455 participants
- Renton2 plans · 5,239 participants
- Everett2 plans · 930 participants
- Puyallup2 plans · 360 participants
Frequently asked questions
How many physician practices in Washington offer an ERISA health plan?
71 health and welfare plans from 64 physician practices in Washington appear in plan year 2024 to 2025 filings on Form 5500, covering 47,533 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most physician practices in Washington?
By Schedule A premium: Premera Blue Cross (16% of premium, 4 plans), Life Insurance Company of North America (14% of premium, 6 plans) and Kaiser Foundation Health Plan of Washington Options, Inc (13% of premium, 7 plans).
Which benefits brokers work with physician practices in Washington?
By number of client plans: Alliant Insurance Services, Inc (15 plans), Usi Insurance Services LLC (6 plans) and Gallagher Benefit Services, Inc (5 plans). 75% of plans report a broker.
How much do brokers earn on physician practices health plans in Washington?
The median brokered plan reports $44K a year in broker commissions and fees, or 5.8% of premium. Figures come from Schedule A, Part I.
Are physician practices health plans in Washington self-funded or fully insured?
Mixed 52%, self-funded 24% and fully insured 21%. Self-funded and mixed plans together make up 76%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of physicians (NAICS 621111) and of mental health physicians (621112).
Prospect physician practices in Washington
Open the welfare search with Washington and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Physicians in nearby states
Other healthcare specialties in Washington
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of physicians (NAICS 621111) and of mental health physicians (621112). Location is the sponsor's filing address in Washington.