| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ADVANTAGE INSURANCE SERVICES, INC.3 | 1580 MAKALOA STREET, SUITE 1220 HONOLULU, HI 96814 | UNIVERSITY HEALTH ALLIANCE | $37K | — | $37K | 5.42% |
| ADVANTAGE INSURANCE SERVICES, INC.3 Filed as: ADVANTAGE INSURANCE SERVICE, INC | 1580 MAKALOA ST, SUITE 1220 HONOLULU, HI 96814 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $20K | — | $20K | 3.50% |
| ADVANTAGE INSURANCE SERVICES, INC.3 | 1580 MAKALOA STREET SUITE 1220 HONOLULU, HI 96814 | HAWAII DENTAL SERVICE | $2K | — | $2K | 2.51% |
| POSTO, LINDA3 | 1018 MOKUHANO STREET HONOLULU, HI 96825 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 6.28% |
| CINDY L ARAKAKI3 | 94-215 PULELO PL WAIPAHU, HI 96797 | AFLAC | $825 | $204 | $1K | 2.35% |
| JASON C CRANE3 | 92-1219 HOOKEHA ST KAPOLEI, HI 96707 | AFLAC | $863 | $68 | $931 | 2.13% |
| MICHAEL I ING3 | 363 KIKOO PL HONOLULU, HI 96825 | AFLAC | $794 | — | $794 | 1.82% |
| TYLER K PANG3 | 1108 20TH AVE HONOLULU, HI 96816 | AFLAC | $460 | — | $460 | 1.05% |
| DUSTIN DEAN DENIZ3 | 725 KAPIOLANI BLVD STE C302 HONOLULU, HI 96813 | AFLAC | $430 | — | $430 | 0.98% |
| SANDRA J KIM3 | 44-750 KANEOHE BAY DR KANEOHE, HI 96744 | AFLAC | $284 | $55 | $339 | 0.77% |
| KAHIKINA CONSULTANTS INC3 | 68 KUMULAAU OHIA LOOP WAILUKU, HI 96793 | AFLAC | $162 | — | $162 | 0.37% |
| THOMAS SHO KHORANA3 | 462 LUAKINI ST HONOLULU, HI 96817 | AFLAC | $136 | $14 | $150 | 0.34% |
| SANDRA J KIM3 | 91-3641 IWIKUAMOO ST APT 5406 EWA BEACH, HI 96706 | AFLAC | $121 | — | $121 | 0.28% |
| CHRISTIAN FERMAHIN3 | 99-157 KEALAKAHA DR AIEA, HI 96701 | AFLAC | $98 | — | $98 | 0.22% |
| MICHAEL E JONES3 | 20 MALIHINI PL WAILUKU, HI 96793 | AFLAC | $92 | — | $92 | 0.21% |
| MARGARET Z HAYNIE3 | 50 PUAKOU PL PAIA, HI 96779 | AFLAC | $77 | — | $77 | 0.18% |
| JAMES ARTHUR HARBOUR3 | 405 BARSCHALL DR COLUMBUS, GA 31904 | AFLAC | $50 | — | $50 | 0.11% |
| DE VITA B MCKENZIE3 | 1139 IROLO ST LOS ANGELES, CA 90006 | AFLAC | $39 | — | $39 | 0.09% |
| KASSIE PUANANI SILVA3 | 189 KAULANA NA PUA CIR WAILUKU, HI 96793 | AFLAC | $38 | — | $38 | 0.09% |
| APRIL MARIE ROBERTS3 | 3540 SPRINGFIELD DR FAIRFIELD, CA 94534 | AFLAC | $36 | — | $36 | 0.08% |
| RACHEL M TOSHI3 | 5904 APRIL LN LAS VEGAS, NV 89130 | AFLAC | $26 | — | $26 | 0.06% |
| GENEROSO PETRAGLIA3 Filed as: GENEROSO A PETRAGLIA | 918 CREST VIEW RD VISTA, CA 92081 | AFLAC | $25 | — | $25 | 0.06% |
| LYNN A GOULD3 | 6 ROSEMONT LN TUCKERTON, NJ 08087 | AFLAC | $23 | — | $23 | 0.05% |
| KIRA M KIM-CHARLES3 | 2215 AUPAKA ST PEARL CITY, HI 96782 | AFLAC | $16 | $4 | $20 | 0.05% |
| MARCUS GRIEGO3 | PO BOX 8937 HONOLULU, HI 96830 | AFLAC | $17 | — | $17 | 0.04% |
| PIHANAKEALOH R KEA3 | 725 KAPIOLANI BLVD STE C302 HONOLULU, HI 96813 | AFLAC | $15 | — | $15 | 0.03% |
| GARRETT HIRANAKA3 | 2845 WAIALAE AVE NUMBER 319 HONOLULU, HI 96826 | AFLAC | $14 | — | $14 | 0.03% |
| PIONEER PACIFIC FINANCIAL3 Filed as: PIONEER PACIFIC FIN SERVICES INC | 1132 BISHOP ST STE 2101 SERVICES INC HONOLULU, HI 96813 | AFLAC | $12 | — | $12 | 0.03% |
| KRISTOPHER KEAHIOLALO3 | 531 HAHAIONE ST APT 11A HONOLULU, HI 96825 | AFLAC | $12 | — | $12 | 0.03% |
| KAI M TAKEKAWA3 | 1155 HASSINGER ST APT 801 HONOLULU, HI 96822 | AFLAC | $11 | — | $11 | 0.03% |
| HENRY S SONG3 | PO BOX 10A HONOLULU, HI 96816 | AFLAC | $10 | — | $10 | 0.02% |
| WAYNE I ORIDE3 | 1132 BISHOP ST STE 2101 HONOLULU, HI 96813 | AFLAC | $6 | — | $6 | 0.01% |
| WESLEY KANANI NAKAMA3 | 1713 KAMALI ST HONOLULU, HI 96817 | AFLAC | $1 | $2 | $3 | 0.01% |
| POSTO, LINDA3 | 1018 MOKUHANO STREET HONOLULU, HI 96825 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 9.98% |
| POSTO, LINDA3 | 1018 MOKUHANO STREET HONOLULU, HI 96825 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 8.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 197 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 197 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 146 | $1.2M |
| Dental | HAWAII DENTAL SERVICE | 165 | $99K |
| Vision(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 146 | $1.2M |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 189 | $46K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 189 | $37K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 189 | $40K |
| Prescription drug(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 146 | $1.2M |
| Other(3 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 189 | $127K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 189 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.