| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ADVANTAGE INSURANCE SERVICES, INC.3 | 1580 MAKALOA STREET, SUITE 1220 HONOLULU, HI 96814 | UNIVERSITY HEALTH ALLIANCE | $26K | — | $26K | 3.32% |
| ADVANTAGE INSURANCE SERVICES, INC.3 Filed as: ADVANTAGE INSURANCE SERVICES, INC | 1580 MAKALOA ST, SUITE 1220 HONOLULU, HI 96814 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $20K | — | $20K | 3.74% |
| ADVANTAGE INSURANCE SERVICES, INC.3 | 1580 MAKALOA STREET SUITE 1220 HONOLULU, HI 96814 | HAWAII DENTAL SERVICE | $3K | — | $3K | 2.73% |
| POSTO, LINDA3 | 1018 MOKUHANO STREET HONOLULU, HI 96825 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 6.63% |
| POSTO, LINDA3 | 1018 MOKUHANO STREET HONOLULU, HI 96825 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 8.11% |
| POSTO, LINDA3 | 1018 MOKUHANO STREET HONOLULU, HI 96825 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.91% |
| SANDRA J KIM3 | 44-750 KANEOHE BAY DR KANEOHE, HI 96744 | AFLAC | $663 | $92 | $755 | 2.78% |
| MICHAEL I ING3 | 363 KIKOO PL HONOLULU, HI 96825 | AFLAC | $677 | — | $677 | 2.50% |
| TYLER K PANG3 | 1108 20TH AVE HONOLULU, HI 96816 | AFLAC | $389 | $19 | $408 | 1.50% |
| DUSTIN DEAN DENIZ3 | 725 KAPIOLANI BLVD STE C302 HONOLULU, HI 96813 | AFLAC | $396 | — | $396 | 1.46% |
| MARGARET Z HAYNIE3 | 50 PUAKOU PL PAIA, HI 96779 | AFLAC | $87 | $42 | $129 | 0.48% |
| JUDITH H. MAGIN3 Filed as: JUDITH H MAGIN | 1155 WILDER AVE APT 208 HONOLULU, HI 96822 | AFLAC | $73 | $30 | $103 | 0.38% |
| CHRISTIAN FERMAHIN3 | 99-157 KEALAKAHA DR AIEA, HI 96701 | AFLAC | $97 | — | $97 | 0.36% |
| DE VITA B MCKENZIE3 | 300 E ESPLANADE DR STE 1220 OXNARD, CA 93036 | AFLAC | $72 | $25 | $97 | 0.36% |
| GENEROSO PETRAGLIA3 Filed as: GENEROSO A PETRAGLIA | 918 CREST VIEW RD VISTA, CA 92081 | AFLAC | $59 | — | $59 | 0.22% |
| JAMES ARTHUR HARBOUR3 | 405 BARSCHALL DR COLUMBUS, GA 31904 | AFLAC | $50 | — | $50 | 0.18% |
| MICHAEL E JONES3 | 15 MALIHINI PL WAILUKU, HI 96793 | AFLAC | $41 | $8 | $49 | 0.18% |
| KASSIE PUANANI SILVA3 | 189 KAULANA NA PUA CIR WAILUKU, HI 96793 | AFLAC | $41 | $8 | $49 | 0.18% |
| MICHAEL E JONES3 | 20 MALIHINI PL WAILUKU, HI 96793 | AFLAC | $38 | — | $38 | 0.14% |
| APRIL MARIE ROBERTS3 | 3540 SPRINGFIELD DR FAIRFIELD, CA 94534 | AFLAC | $29 | — | $29 | 0.11% |
| K CONSULTING LLC3 | 1050 BISHOP ST STE 321 HONOLULU, HI 96813 | AFLAC | $23 | $6 | $29 | 0.11% |
| LYNN A GOULD3 | 210 LEXINGTON DR LITTLE EGG HARBOR, NJ 08087 | AFLAC | $23 | — | $23 | 0.08% |
| RACHEL M TOSHI3 | 5904 APRIL LN LAS VEGAS, NV 89130 | AFLAC | $22 | — | $22 | 0.08% |
| GARRETT HIRANAKA3 | 2845 WAIALAE AVE NUMBER 319 HONOLULU, HI 96826 | AFLAC | $19 | — | $19 | 0.07% |
| MARCUS GRIEGO3 | PO BOX 8937 HONOLULU, HI 96830 | AFLAC | $13 | — | $13 | 0.05% |
| KAI M TAKEKAWA3 | 1378 HONOKAHUA ST HONOLULU, HI 96825 | AFLAC | $13 | — | $13 | 0.05% |
| PIHANAKEALOH R KEA3 | 725 KAPIOLANI BLVD STE C302 HONOLULU, HI 96813 | AFLAC | $12 | — | $12 | 0.04% |
| PIONEER PACIFIC FINANCIAL3 | 1132 BISHOP ST STE 2101 HONOLULU, HI 96813 | AFLAC | $10 | — | $10 | 0.04% |
| KRISTOPHER KEAHIOLALO3 | 531 HAHAIONE ST NUMBER 11 A HONOLULU, HI 96825 | AFLAC | $10 | — | $10 | 0.04% |
| HENRY S SONG3 | P O BOX 10A HONOLULU, HI 96816 | AFLAC | $8 | — | $8 | 0.03% |
| PSH INSURANCE, INC.3 Filed as: PSH INSURANCE INC | 737 BISHOP ST STE 2120 HONOLULU, HI 96813 | AFLAC | $7 | — | $7 | 0.03% |
| CELINA UEHARA3 | 91-6555 KAPOLEI PKWY EWA BEACH, HI 96706 | AFLAC | $6 | — | $6 | 0.02% |
| WAYNE I ORIDE3 | 1132 BISHOP STREET SUITE 2101 HONOLULU, HI 96813 | AFLAC | $5 | — | $5 | 0.02% |
| RICHARD KERSTEN3 Filed as: RICHARD FONSECA JR | 737 BISHOP ST STE 2120 HONOLULU, HI 96813 | AFLAC | $2 | — | $2 | 0.01% |
| PATTIE L ARANIO3 | 1136 UNION MALL STE 800 HONOLULU, HI 96813 | AFLAC | $2 | — | $2 | 0.01% |
| RICHARD KERSTEN3 Filed as: RICHARD FONSECA JR | 600 ALA MOANA BLVD APT 3904 HONOLULU, HI 96813 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL I ING3 Filed as: MICHAEL ING | 363 KIKOO PL HONOLULU, HI 96825 | CONTINENTAL AMERICAN INSURANCE COMPANY | $151 | — | $151 | 2.83% |
| JULIE C GUSHIKEN3 | 1138 MANONO STREET HILO, HI 96720 | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 0.97% |
| DUSTIN DEAN DENIZ3 Filed as: DUSTIN D DENIZ | 222 LILIUOKALANI AVE #803 HONOLULU, HI 96815 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | — | $31 | 0.58% |
| HAWAII PASIFIKA LLC3 | 1100 ALAKEA STREET SUITE 3200 HONOLULU, HI 96813 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.56% |
| GALEN MIZUGUCHI3 Filed as: GALEN R MIZUGUCHI | 1767 N HALE O KEA PLACE HILO, HI 96720 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.41% |
| SANDRA J KIM3 | 401 KAMAKEE STREET HONOLULU, HI 96814 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.32% |
| LYNN A GOULD3 | 4999 KAHALA AVE #469 HONOLULU, HI 96816 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.19% |
| KAI M TAKEKAWA3 | 1378 HONOKAHUA ST HONOLULU, HI 96825 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 201 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 201 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 159 | $1.3M |
| Dental | HAWAII DENTAL SERVICE | 244 | $93K |
| Vision(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 159 | $1.3M |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 229 | $46K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 229 | $42K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 229 | $37K |
| Prescription drug(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 159 | $1.3M |
| Other(4 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 229 | $120K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 244 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.