| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ADVANTAGE INSURANCE SERVICES, INC.3 | 1580 MAKALOA STREET, SUITE 1220 HONOLULU, HI 96814 | UNIVERSITY HEALTH ALLIANCE | $25K | — | $25K | 2.52% |
| ADVANTAGE INSURANCE SERVICES, INC.3 Filed as: ADVANTAGE INSURANCE SERVICES, INC | 1580 MAKALOA ST, SUITE 1220 HONOLULU, HI 96814 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $15K | — | $15K | 2.95% |
| ADVANTAGE INSURANCE SERVICES, INC.3 | 1580 MAKALOA STREET SUITE 1220 HONOLULU, HI 96814 | HAWAII DENTAL SERVICE | $3K | — | $3K | 2.50% |
| POSTO, LINDA3 | 1018 MOKUHANO STREET HONOLULU, HI 96825 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 6.28% |
| POSTO, LINDA3 | 1018 MOKUHANO STREET HONOLULU, HI 96825 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 7.86% |
| POSTO, LINDA3 | 1018 MOKUHANO STREET HONOLULU, HI 96825 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.42% |
| SANDRA J KIM3 | 44-750 KANEOHE BAY DR KANEOHE, HI 96744 | AFLAC | $2K | $63 | $2K | 5.18% |
| MICHAEL I ING3 | 363 KIKOO PL HONOLULU, HI 96825 | AFLAC | $898 | — | $898 | 2.49% |
| TYLER K PANG3 | 1108 20TH AVE HONOLULU, HI 96816 | AFLAC | $689 | $13 | $702 | 1.95% |
| DUSTIN DEAN DENIZ3 | 725 KAPIOLANI BLVD STE C302 HONOLULU, HI 96813 | AFLAC | $507 | — | $507 | 1.41% |
| MARGARET Z HAYNIE3 | 88 KAWEHI PL KULA, HI 96790 | AFLAC | $364 | — | $364 | 1.01% |
| DE VITA B MCKENZIE3 | 300 E ESPLANADE DR STE 1220 OXNARD, CA 93036 | AFLAC | $271 | $13 | $284 | 0.79% |
| CHRISTIAN FERMAHIN3 | 99-157 KEALAKAHA DR AIEA, HI 96701 | AFLAC | $128 | — | $128 | 0.36% |
| MICHAEL E JONES3 | 2065 MAIN ST STE 101A WAILUKU, HI 96793 | AFLAC | $86 | — | $86 | 0.24% |
| KASSIE PUANANI SILVA3 | 881 OLENA ST WAILUKU, HI 96793 | AFLAC | $53 | — | $53 | 0.15% |
| MICHAEL E JONES3 | 15 MALIHINI PL WAILUKU, HI 96793 | AFLAC | $45 | — | $45 | 0.12% |
| KASSIE PUANANI SILVA3 | PO BOX 40 WAILUKU, HI 96793 | AFLAC | $43 | — | $43 | 0.12% |
| JAMES ARTHUR HARBOUR3 | 1100 ALAKEA ST STE 3200 HONOLULU, HI 96813 | AFLAC | $38 | — | $38 | 0.11% |
| APRIL MARIE ROBERTS3 | 3540 SPRINGFIELD DR FAIRFIELD, CA 94534 | AFLAC | $36 | — | $36 | 0.10% |
| LYNN A GOULD3 | 210 LEXINGTON DR LITTLE EGG HARBOR, NJ 08087 | AFLAC | $29 | — | $29 | 0.08% |
| GARRETT HIRANAKA3 | 2845 WAIALAE AVE NUMBER 319 HONOLULU, HI 96826 | AFLAC | $27 | — | $27 | 0.07% |
| MARCUS GRIEGO3 | PO BOX 8937 HONOLULU, HI 96830 | AFLAC | $26 | — | $26 | 0.07% |
| RACHEL M TOSHI3 | 5904 APRIL LN LAS VEGAS, NV 89130 | AFLAC | $26 | — | $26 | 0.07% |
| JAMES ARTHUR HARBOUR3 | 405 BARSCHALL DR COLUMBUS, GA 31904 | AFLAC | $26 | — | $26 | 0.07% |
| KRISTOPHER KEAHIOLALO3 | 725 KAPIOLANI BLVD STE C302 HONOLULU, HI 96813 | AFLAC | $25 | — | $25 | 0.07% |
| PIHANAKEALOH R KEA3 | 725 KAPIOLANI BLVD STE C302 HONOLULU, HI 96813 | AFLAC | $24 | — | $24 | 0.07% |
| KAI M TAKEKAWA3 | 1378 HONOKAHUA ST HONOLULU, HI 96825 | AFLAC | $17 | — | $17 | 0.05% |
| STEPHEN H ARANIO3 | 1136 UNION MALL STE 800 HONOLULU, HI 96813 | AFLAC | $16 | — | $16 | 0.04% |
| PIONEER PACIFIC FINANCIAL3 | 1132 BISHOP ST STE 2101 HONOLULU, HI 96813 | AFLAC | $12 | — | $12 | 0.03% |
| HENRY S SONG3 | PO BOX 10A HONOLULU, HI 96816 | AFLAC | $10 | — | $10 | 0.03% |
| PSH INSURANCE, INC.3 Filed as: PSH INSURANCE INC | 737 BISHOP ST SUITE 2120 HONOLULU, HI 96813 | AFLAC | $8 | — | $8 | 0.02% |
| GRACE KIM3 | 1350 PARK WAY LAKE ELSINORE, CA 92530 | AFLAC | $8 | — | $8 | 0.02% |
| PATTIE L ARANIO3 | 1136 UNION MALL STE 800 HONOLULU, HI 96813 | AFLAC | $7 | — | $7 | 0.02% |
| CELINA UEHARA3 | 91-6555 KAPOLEI PKWY EWA BEACH, HI 96706 | AFLAC | $7 | — | $7 | 0.02% |
| WAYNE I ORIDE3 | 1132 BISHOP STREET SUITE 2101 HONOLULU, HI 96813 | AFLAC | $6 | — | $6 | 0.02% |
| ATLAS INSURANCE AGENCY, INC.3 Filed as: ATLAS INSURANCE AGENCY | 201 MERCHANT ST STE 2000 HONOLULU, HI 96813 | AFLAC | $5 | — | $5 | 0.01% |
| RICHARD KERSTEN3 Filed as: RICHARD FONSECA JR | 737 BISHOP ST STE 2120 HONOLULU, HI 96813 | AFLAC | $4 | — | $4 | 0.01% |
| GRACE KIM3 | 2088 E LAKESHORE DR APT 423 LAKE ELSINORE, CA 92530 | AFLAC | $4 | — | $4 | 0.01% |
| TERUMITSU IKEDA3 | 1717 MOTT-SMITH DR APT 1110 HONOLULU, HI 96822 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL I ING3 Filed as: MICHAEL ING | 363 KIKOO PL HONOLULU, HI 96825 | CONTINENTAL AMERICAN INSURANCE COMPANY | $254 | — | $254 | 3.54% |
| JULIE C GUSHIKEN3 | 1138 MANONO STREET HILO, HI 96720 | CONTINENTAL AMERICAN INSURANCE COMPANY | $96 | — | $96 | 1.34% |
| HAWAII PASIFIKA LLC3 | 1100 ALAKEA STREET SUITE 3200 HONOLULU, HI 96813 | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 0.73% |
| DUSTIN DEAN DENIZ3 Filed as: DUSTIN D DENIZ | 222 LILIUOKALANI AVE #803 HONOLULU, HI 96815 | CONTINENTAL AMERICAN INSURANCE COMPANY | $51 | — | $51 | 0.71% |
| GALEN MIZUGUCHI3 Filed as: GALEN R MIZUGUCHI | 1767 N HALE O KEA PLACE HILO, HI 96720 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.57% |
| SANDRA J KIM3 | 401 KAMAKEE STREET HONOLULU, HI 96814 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | — | $32 | 0.45% |
| LYNN A GOULD3 | 4999 KAHALA AVE #469 HONOLULU, HI 96816 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.24% |
| KAI M TAKEKAWA3 | 1378 HONOKAHUA ST HONOLULU, HI 96825 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 230 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 230 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 183 | $1.5M |
| Dental | HAWAII DENTAL SERVICE | 183 | $105K |
| Vision(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 183 | $1.5M |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 230 | $46K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 230 | $37K |
| Prescription drug(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 183 | $1.5M |
| Other(4 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 230 | $131K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 230 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.