| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ADVANTAGE INSURANCE SERVICES, INC.3 Filed as: ADVANTAGE INS SERVICES INC | 1580 MAKALOA ST STE 1220 HONOLULU, HI 96814 | UNIVERSITY HEALTH ALLIANCE | $28K | — | $28K | 2.74% |
| ADVANTAGE INSURANCE SERVICES, INC.3 Filed as: ADVANTAGE INSURANCE SERVICE INC | 1580 MAKALOA ST, SUITE 1220 HONOLULU, HI 96814 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $18K | — | $18K | 3.78% |
| ADVANTAGE INSURANCE SERVICES, INC.3 | 1580 MAKALOA STREET, SUITE 1220, HONOLULU, HI 96814 | HAWAII DENTAL SERVICE | $3K | — | $3K | 2.47% |
| LINDA POSTO3 Filed as: LINDA J. POSTO | 1018 MOKUHANO ST. HONOLULU, HI 96825 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 8.10% |
| MICHAEL I ING3 | 363 KIKOO PL HONOLULU, HI 96825 | AFLAC | $1K | $122 | $1K | 3.70% |
| PHIHANAKEALOH R. KEA3 | 725 KAPIOLANI BLVD SUITE C-302 HONOLULU, HI 96813 | AFLAC | $920 | $47 | $967 | 2.74% |
| TYLER K PANG3 Filed as: TYLER K. PANG | 1108 20TH AVE HONOLULU, HI 96816 | AFLAC | $560 | $41 | $601 | 1.70% |
| DUSTIN DEAN DENIZ3 | 725 KAPIOLANI BLVD STE. C302 HONOLULU, HI 96813 | AFLAC | $560 | $14 | $574 | 1.63% |
| SANDRA J KIM3 | 44-750 KANEOHE BAY DR. KANEOHE, HI 96744 | AFLAC | $258 | — | $258 | 0.73% |
| KRISTOPHER KEAHIOLALO3 | 725 KAPIOLANI BLVD STE C302 HONOLULU, HI 96813 | AFLAC | $169 | $27 | $196 | 0.56% |
| CHRISTIAN FERMAHIN3 | 99-157 KEALAKAHA DR. AIEA, HI 96701 | AFLAC | $144 | — | $144 | 0.41% |
| MARCUS GRIEGO3 | PO BOX 8937 HONOLULU, HI 96830 | AFLAC | $86 | — | $86 | 0.24% |
| MICHAEL E JONES3 | 2065 MAIN ST. STE 101A WAILUKU, HI 96793 | AFLAC | $81 | — | $81 | 0.23% |
| JAMES ARTHUR HARBOUR3 | 1100 ALAKEA STREET SUITE 3200 HONOLULU, HI 96813 | AFLAC | $74 | — | $74 | 0.21% |
| APRIL MARIE ROBERTS3 | 3540 SPRINGFIELD DR FAIRFIELD, CA 94534 | AFLAC | $36 | — | $36 | 0.10% |
| LYNN A GOULD3 | 210 LEXINGTON DR. LITTLE EGG HARBOR, NJ 08087 | AFLAC | $32 | — | $32 | 0.09% |
| STEPHEN H ARANIO3 | 1136 UNION MALL STE 800 HONOLULU, HI 96813 | AFLAC | $30 | — | $30 | 0.09% |
| GARRETT HIRANAKA3 | 2845 WAIALAE AVE #319 HONOLULU, HI 96826 | AFLAC | $27 | — | $27 | 0.08% |
| RACHEL M TOSHI3 | 6741 N DECATUR BLVD APT 136 LAS VEGAS, NV 89131 | AFLAC | $26 | — | $26 | 0.07% |
| DE VITA B MCKENZIE3 | 300 E ESPLANADE DR STE 1220 OXNARD, CA 93036 | AFLAC | $24 | — | $24 | 0.07% |
| KAI M TAKEKAWA3 | 1378 HONOKAHUA ST. HONOLULU, HI 96825 | AFLAC | $18 | — | $18 | 0.05% |
| GRACE KIM3 | 1350 PARK WAY LAKE ELSINORE, CA 92530 | AFLAC | $14 | — | $14 | 0.04% |
| PIONEER PACIFIC FINANCIAL3 | 1132 BISHOP ST. SUITE 2101 HONOLULU, HI 96813 | AFLAC | $12 | — | $12 | 0.03% |
| PATTIE L ARANIO3 | 1136 UNION MALL STE 800 HONOLULU, HI 96813 | AFLAC | $12 | — | $12 | 0.03% |
| HENRY S SONG3 | PO BOX 10A HONOLULU, HI 96816 | AFLAC | $10 | — | $10 | 0.03% |
| KASSIE PUANANI SILVA3 | 881 OLENA ST WAILUKU, HI 96793 | AFLAC | $9 | — | $9 | 0.03% |
| PSH INSURANCE, INC.3 Filed as: PSH INSURANCE INC. | 737 BISHOP ST. STE 2120 HONOLULU, HI 96813 | AFLAC | $8 | — | $8 | 0.02% |
| CELINA UEHARA3 | 91-6555 KAPOLEI PKWY EWA BEACH, HI 96706 | AFLAC | $7 | — | $7 | 0.02% |
| WAYNE I ORIDE3 | 1132 BISHOP STREET SUITE 2101 HONOLULU, HI 96813 | AFLAC | $6 | — | $6 | 0.02% |
| ATLAS INSURANCE AGENCY, INC.3 Filed as: ATLAS INSURANCE AGENCY | 1132 BISHOP ST. SUITE 1600 HONOLULU, HI 96813 | AFLAC | $6 | — | $6 | 0.02% |
| KASSIE PUANANI SILVA3 | 881 OLENA ST WAILUKU, HI 96793 | AFLAC | $5 | — | $5 | 0.01% |
| RICHARD KERSTEN3 Filed as: RICHARD FONSECA JR | 737 BISHOP ST. STE 2120 HONOLULU, HI 96813 | AFLAC | $4 | — | $4 | 0.01% |
| TERUMITSU IKEDA3 | 1717 MOTT-SMITH DR. APT 1110 HONOLULU, HI 96822 | AFLAC | $2 | — | $2 | 0.01% |
| STEVEN KAISER3 Filed as: STEVEN WILLIAM KAISER | 6447 IVY SPRINGS DR FLOWERY BRANCH, GA 30542 | AFLAC | $1 | — | $1 | 0.00% |
| STEVEN KAISER3 | 9511 VIRA DR. RALEIGH, NC 27617 | AFLAC | $1 | — | $1 | 0.00% |
| LINDA POSTO3 | 1018 MOKUHANO ST HONOLULU, HI 96825 | UNUM LIFE INURANCE CO | $2K | — | $2K | 8.07% |
| LINDA POSTO3 | 1018 MOKUHANO ST HONOLULU, HI 96825 | UNUM LIFE INSURANCE CO | $1K | — | $1K | 7.97% |
| LINDA POSTO3 | 1018 MOKUHANO ST HONOLULU, HI 96825 | UNUM LIFE INSURANCE CO | $810 | — | $810 | 7.92% |
| LINDA POSTO3 | 1018 MOKUHANO ST HONOLULU, HI 96825 | UNUM LIFE INSURANCE CO | $700 | — | $700 | 7.45% |
| MICHAEL I ING3 Filed as: MICHAEL ING | 363 KIKOO PL HONOLULU, HI 96825 | CONTINENTAL AMERICAN INS CO | $280 | — | $280 | 3.48% |
| JULIE C GUSHIKEN3 | 1138 MANONO ST HILO, HI 96720 | CONTINENTAL AMERICAN INS CO | $117 | — | $117 | 1.45% |
| HAWAII PASIFIKA LLC3 | 1100 ALAKEA ST STE 3200 HONOLULU, HI 96813 | CONTINENTAL AMERICAN INS CO | $58 | — | $58 | 0.72% |
| DUSTIN DEAN DENIZ3 Filed as: DUSTIN D DENIZ | 222 LILIUOKALNI AVE #803 HONOLULU, HI 96815 | CONTINENTAL AMERICAN INS CO | $52 | — | $52 | 0.65% |
| GALEN MIZUGUCHI3 Filed as: GALEN R MIZUGUCHI | 1767 N HALE O KEA PL HILO, HI 96720 | CONTINENTAL AMERICAN INS CO | $49 | — | $49 | 0.61% |
| SANDRA J KIM3 | 401 KAMAKEE ST HONOLULU, HI 96814 | CONTINENTAL AMERICAN INS CO | $33 | — | $33 | 0.41% |
| LYNN A GOULD3 | 4999 KAHALA AVE #469 HONOLULU, HI 96816 | CONTINENTAL AMERICAN INS CO | $18 | — | $18 | 0.22% |
| KAI M TAKEKAWA3 | 1378 HONOKAHUA ST HONOLULU, HI 96825 | CONTINENTAL AMERICAN INS CO | $18 | — | $18 | 0.22% |
| LINDA POSTO3 | 1018 MOKUHANO ST HONOLULU, HI 96825 | UNUM LIFE INSURANCE CO | $349 | — | $349 | 8.47% |
| LINDA POSTO3 | 1018 MOKUHANO ST HONOLULU, HI 96825 | UNUM LIFE INSURANCE CO | $299 | — | $299 | 7.81% |
| LINDA POSTO3 Filed as: LINDA POSWTO | 1018 MOKUHANO ST HONOLULU, HI 96825 | UNUM LIFE INSURANCE CO | $299 | — | $299 | 7.94% |
| LINDA POSTO3 | 1018 MOKUHANO ST HONOLULU, HI 96825 | UNUM LIFE INSURANCE CO | $44 | — | $44 | 8.24% |
| LINDA POSTO3 | 1018 MOKUHANO ST HONOLULU, HI 96825 | UNUM LIFE INSURANCE CO | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 177 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 177 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 207 | $1.5M |
| Dental | HAWAII DENTAL SERVICE | 302 | $123K |
| Vision(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 207 | $1.5M |
| Life insurance(5 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 196 | $94K |
| Short-term disability(5 contracts, 2 carriers) | UNUM LIFE INURANCE CO | 0 | $37K |
| Long-term disability(5 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 196 | $94K |
| Prescription drug(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 207 | $1.5M |
| Other(7 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 196 | $137K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 302 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.