| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ADVANTAGE INSURANCE SERVICES, INC.3 | 1580 MAKALOA STREET, SUITE 1220 HONOLULU, HI 96814 | UNIVERSITY HEALTH ALLIANCE | $25K | — | $25K | 2.75% |
| ADVANTAGE INSURANCE SERVICES, INC.3 Filed as: ADVANTAGE INSURANCE SERVICE, INC | 1580 MAKALOA ST, SUITE 1220 HONOLULU, HI 96814 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $19K | $3 | $19K | 2.99% |
| ADVANTAGE INSURANCE SERVICES, INC.3 | 1580 MAKALOA STREET SUITE 1220 HONOLULU, HI 96814 | HAWAII DENTAL SERVICE | $2K | — | $2K | 2.50% |
| POSTO, LINDA3 | 1018 MOKUHANO STREET HONOLULU, HI 96825 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 6.29% |
| JASON C CRANE3 Filed as: JASON CRANE | 92-1219 HOOKEHA ST KAPOLEI, HI 96707 | AFLAC | $2K | $96 | $3K | 5.74% |
| MICHAEL I ING3 Filed as: MICHAEL ING | 363 KIKOO PL HONOLULU, HI 96825 | AFLAC | $734 | — | $734 | 1.63% |
| TYLER K PANG3 Filed as: TYLER PANG | 1108 20TH AVE HONOLULU, HI 96816 | AFLAC | $677 | $22 | $699 | 1.56% |
| KAHIKINA CONSULTANTS INC3 | 68 KUMULAAU OHIA LOOP WAILUKU, HI 96793 | AFLAC | $598 | $22 | $620 | 1.38% |
| DUSTIN DEAN DENIZ3 Filed as: DUSTIN DENIZ | 725 KAPIOLANI BLVD STE C302 HONOLULU, HI 96813 | AFLAC | $400 | — | $400 | 0.89% |
| CINDY L ARAKAKI3 Filed as: CINDY ARAKAKI | 94-215 PULELO PL WAIPAHU, HI 96797 | AFLAC | $307 | — | $307 | 0.68% |
| SANDRA J KIM3 Filed as: SANDRA KIM | 91-3641 IWIKUAMOO ST APT 5406 EWA BEACH, HI 96706 | AFLAC | $291 | — | $291 | 0.65% |
| CHRISTIAN FERMAHIN3 | 99-157 KEALAKAHA DR AIEA, HI 96701 | AFLAC | $89 | — | $89 | 0.20% |
| MICHAEL JONES3 | 20 MALIHINI PL WAILUKU, HI 96793 | AFLAC | $85 | — | $85 | 0.19% |
| MARGARET Z HAYNIE3 Filed as: MARGARET HAYNIE | 1125 NAKUI ST MAKAWAO, HI 96768 | AFLAC | $67 | — | $67 | 0.15% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES HARBOUR | 7725 GATEWAY UNIT 2503 IRVINE, CA 92618 | AFLAC | $46 | — | $46 | 0.10% |
| KASSIE PUANANI SILVA3 Filed as: KASSIE SILVA | 189 KAULANA NA PUA CIR WAILUKU, HI 96793 | AFLAC | $38 | — | $38 | 0.08% |
| APRIL MARIE ROBERTS3 Filed as: APRIL ROBERTS | 3540 SPRINGFIELD DR FAIRFIELD, CA 94534 | AFLAC | $33 | — | $33 | 0.07% |
| RACHEL M TOSHI3 Filed as: RACHEL TOSHI | 5904 APRIL LN LAS VEGAS, NV 89130 | AFLAC | $26 | — | $26 | 0.06% |
| GENEROSO PETRAGLIA3 | 918 CREST VIEW RD VISTA, CA 92081 | AFLAC | $24 | — | $24 | 0.05% |
| THOMAS SHO KHORANA3 Filed as: THOMAS KHORANA | 462 LUAKINI ST HONOLULU, HI 96817 | AFLAC | $22 | — | $22 | 0.05% |
| DE VITA B MCKENZIE3 Filed as: DE VITA MCKENZIE | 1139 IROLO ST LOS ANGELES, CA 90006 | AFLAC | $22 | — | $22 | 0.05% |
| LYNN A GOULD3 Filed as: LYNN GOULD | 6 ROSEMONT LN TUCKERTON, NJ 08087 | AFLAC | $21 | — | $21 | 0.05% |
| MARCUS GRIEGO3 | PO BOX 8937 HONOLULU, HI 96830 | AFLAC | $15 | — | $15 | 0.03% |
| PIHANAKEALOH R KEA3 Filed as: PIHANAKEALOH KEA | 725 KAPIOLANI BLVD STE C302 HONOLULU, HI 96813 | AFLAC | $14 | — | $14 | 0.03% |
| GARRETT HIRANAKA3 | 3705 WAIALAE AVE NUMBER 405 HONOLULU, HI 96816 | AFLAC | $13 | — | $13 | 0.03% |
| PIONEER PACIFIC FINANCIAL3 Filed as: PIONEER PACIFIC FIN SERVICES INC | 1132 BISHOP ST STE 2101 SERVICES INC HONOLULU, HI 96813 | AFLAC | $12 | — | $12 | 0.03% |
| KRISTOPHER KEAHIOLALO3 | 531 HAHAIONE ST APT 11A HONOLULU, HI 96825 | AFLAC | $11 | — | $11 | 0.02% |
| BETSY SONG3 | 1901 SAINT LOUIS DR HONOLULU, HI 96816 | AFLAC | $10 | — | $10 | 0.02% |
| KAI TAKEKAWA3 | 1155 HASSINGER ST APT 801 HONOLULU, HI 96822 | AFLAC | $10 | — | $10 | 0.02% |
| KIRA M KIM-CHARLES3 Filed as: KIRA KIM-CHARLES | 2215 AUPAKA ST PEARL CITY, HI 96782 | AFLAC | $8 | — | $8 | 0.02% |
| LAURENE ORIDE3 | 3398 WINAM AVE HONOLULU, HI 96815 | AFLAC | $6 | — | $6 | 0.01% |
| POSTO, LINDA3 | 1018 MOKUHANO STREET HONOLULU, HI 96825 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| POSTO, LINDA3 | 1018 MOKUHANO STREET HONOLULU, HI 96825 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 8.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 231 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 231 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 145 | $1.6M |
| Dental | HAWAII DENTAL SERVICE | 232 | $93K |
| Vision(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 145 | $1.6M |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 187 | $46K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 187 | $36K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 187 | $40K |
| Prescription drug(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 145 | $1.6M |
| Other(3 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 187 | $127K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 232 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.