| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ADVANTAGE INSURANCE SERVICES, INC.3 | 1580 MAKALOA STREET SUITE 1220 HONOLULU, HI 96814 | UHA HEALTH INSURANCE | $26K | — | $26K | 3.28% |
| ADVANTAGE INSURANCE SERVICES, INC.3 Filed as: ADVANTAGE INSURANCE SERVICE INC | 1580 MAKALOA ST, SUITE 1220 HONOLULU, HI 96814 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $12K | — | $12K | 3.16% |
| ADVANTAGE INSURANCE SERVICES, INC.3 | 1580 MAKALOA STREET, SUITE 1220, HONOLULU, HI 96814 | HAWAII DENTAL SERVICE | $3K | — | $3K | 2.50% |
| LINDA POSTO3 Filed as: LINDA J. POSTO | 1018 MOKUHANO ST. HONOLULU, HI 96825 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 7.42% |
| LINDA POSTO3 Filed as: LINDA J. POSTO | 1018 MOKUHANO ST. HONOLULU, HI 96825 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 7.15% |
| MICHAEL I ING3 | 363 KIKOO PL HONOLULU, HI 96825 | AFLAC | $3K | $187 | $4K | 9.39% |
| DUSTIN DEAN DENIZ3 | 725 KAPIOLANI BLVD STE. C302 HONOLULU, HI 96813 | AFLAC | $895 | $43 | $938 | 2.51% |
| TYLER K PANG3 Filed as: TYLER K. PANG | 2510 RAINBOW DR. HONOLULU, HI 96822 | AFLAC | $749 | $43 | $792 | 2.12% |
| SANDRA J KIM3 | 44-750 KANEOHE BAY DR. KANEOHE, HI 96744 | AFLAC | $199 | $29 | $228 | 0.61% |
| PHIHANAKEALOH R. KEA3 | 725 KAPIOLANI BLVD SUTIE C-302 HONOLULU, HI 96813 | AFLAC | $210 | — | $210 | 0.56% |
| CHRISTIAN FERMAHIN3 | 99-157 KEALAKAHA DR. AIEA, HI 96701 | AFLAC | $172 | — | $172 | 0.46% |
| JAMES ARTHUR HARBOUR3 | 1100 ALAKEA STREET SUITE 3200 HONOLULU, HI 96813 | AFLAC | $79 | — | $79 | 0.21% |
| MICHAEL E JONES3 | 2065 MAIN ST. STE 101A WAILUKU, HI 96813 | AFLAC | $67 | — | $67 | 0.18% |
| KRISTOPHER KEAHIOLALO3 | 725 KAPIOLANI BLVD STE C302 HONOLULU, HI 96813 | AFLAC | $52 | — | $52 | 0.14% |
| LYNN A GOULD3 | 210 LEXINGTON DR. LITTLE EGG HARBOR, NJ 08087 | AFLAC | $36 | — | $36 | 0.10% |
| APRIL MARIE ROBERTS3 | 62 N. MARKET ST. STE 310 WAILUKU, HI 96793 | AFLAC | $36 | — | $36 | 0.10% |
| STEPHEN H ARANIO3 | 1136 UNION MALL STE 800 HONOLULU, HI 96813 | AFLAC | $30 | — | $30 | 0.08% |
| GARRETT HIRANAKA3 | 2845 WAIALAE AVE #319 HONOLULU, HI 96826 | AFLAC | $27 | — | $27 | 0.07% |
| RACHEL M TOSHI3 | 300 PROMENADE BLVD ATP. 1142 LAS VEGAS, NV 89107 | AFLAC | $26 | — | $26 | 0.07% |
| KAI M TAKEKAWA3 | 1378 HONOKAHUA ST. HONOLULU, HI 96825 | AFLAC | $22 | — | $22 | 0.06% |
| MARCUS GRIEGO3 | PO BOX 8937 HONOLULU, HI 96830 | AFLAC | $19 | — | $19 | 0.05% |
| KASSIE PUANANI SILVA3 | 2065 MAIN STREET SUITE 101A WAILUKU, HI 96793 | AFLAC | $14 | — | $14 | 0.04% |
| MICHAEL E JONES3 | 15 MALIHINI PL WAILUKU, HI 96793 | AFLAC | $13 | — | $13 | 0.03% |
| PIONEER PACIFIC FINANCIAL3 | 1132 BISHOP ST. SUITE 2101 HONOLULU, HI 96813 | AFLAC | $12 | — | $12 | 0.03% |
| PATTI L ARANIO3 | 1136 UNION MALL STE 800 HONOLULU, HI 96813 | AFLAC | $12 | — | $12 | 0.03% |
| HENRY S SONG3 | PO BOX 10A HONOLULU, HI 96816 | AFLAC | $10 | — | $10 | 0.03% |
| GRACIE KIM3 | 1350 PARK WAY LAKE ELSINORE, CA 92530 | AFLAC | $9 | — | $9 | 0.02% |
| PSH INSURANCE, INC.3 Filed as: PSH INSURANCE INC. | 737 BISHOP ST. STE 2120 HONOLULU, HI 96813 | AFLAC | $8 | — | $8 | 0.02% |
| CELINA UEHARA3 | 91-6555 KAPOLEI PKWY EWA BEACH, HI 96706 | AFLAC | $7 | — | $7 | 0.02% |
| WAYNE I ORIDE3 | 132 BISHOP STREET SUITE 2101 HONOLULU, HI 96813 | AFLAC | $6 | — | $6 | 0.02% |
| ATLAS INSURANCE AGENCY, INC.3 Filed as: ATLAS INSURANCE AGENCY | 1132 BISHOP ST. SUITE 1600 HONOLULU, HI 96813 | AFLAC | $6 | — | $6 | 0.02% |
| GRACE KIM3 | 15136 GRAND AVE APT 5 LAKE ELSINORE, CA 92530 | AFLAC | $5 | — | $5 | 0.01% |
| RICHARD KERSTEN3 Filed as: RICHARD FONSECA JR | 737 BISHOP ST. STE 2120 HONOLULU, HI 96813 | AFLAC | $4 | — | $4 | 0.01% |
| KRISTOPHER KEAHIOLALO3 | 11835 W. OLYMPIC BLVD STE 795 LOS ANGELES, CA 90064 | AFLAC | $2 | — | $2 | 0.01% |
| TERUMITSU IKEDA3 | 1717 MOTT-SMITH DR. APT 1110 HONOLULU, HI 96822 | AFLAC | $2 | — | $2 | 0.01% |
| STEVEN KAISER3 | 9511 VIRA DR. RALEIGH, NC 27617 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 177 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 177 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UHA HEALTH INSURANCE | 203 | $1.2M |
| Dental | HAWAII DENTAL SERVICE | 288 | $122K |
| Vision(2 contracts, 2 carriers) | UHA HEALTH INSURANCE | 203 | $1.2M |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 142 | $102K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 155 | $44K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 142 | $102K |
| Prescription drug(2 contracts, 2 carriers) | UHA HEALTH INSURANCE | 203 | $1.2M |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 142 | $139K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 288 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.