Welfare broker

PIONEER PACIFIC FINANCIAL

Mailing address (most recent filing)

1132 BISHOP STREET

SUITE 2101

HONOLULU, HI 96813

Total comp: $34K
Commissions: $34K
Fees: $254
Filings: 11
Sponsors: 11

Carrier mix

Where PIONEER PACIFIC FINANCIAL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HAWAII MEDICAL SERVICE ASSOCIATION100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HAWAII MEDICAL SERVICE ASSOCIATION	1	$5.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
HI	1	$5.6M	0.2%	283.20x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PIONEER PACIFIC FINANCIAL's plans by broker comp / premium ratio. Median 0.31% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of PIONEER PACIFIC FINANCIAL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PIONEER PACIFIC FINANCIAL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
IOLANI SCHOOL MEDICAL PLAN FOR IOLANI SCHOOL EMPLOYEES	HI	$5.6M	$18K	HAWAII MEDICAL SERFVICE ASSOCIATION