| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AE & ASSOCIATES INSURANCE SERVICES3 | 615 PIIKOI STREET SUITE 302 HONOLULU, HI 96814 | KAISER FOUNDATION HEALTH PLAN, INC. | $2K | — | $2K | 0.26% |
| PIONEER PACIFIC FINANCIAL3 Filed as: PIONEER PACIFIC CONSULTANTS, INC. | 1132 BISHOP STREET SUITE 2101 HONOLULU, HI 96813 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 52.76% |
| JASON C CRANE3 | 92-1219 HOOKEHA STREET KAPOLEI, HI 96707 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 8.08% |
| RYAN M GOO3 | 1164 BISHOP STREET SUITE 1200 HONOLULU, HI 96813 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 6.50% |
| KAHIKINA CONSULTANTS INC3 | 68 KUMULAAU OHIA LOOP WAILUKU, HI 96793 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 5.79% |
| TYLER K PANG3 | 2510 RAINBOW DR. HONOLULU, HI 96822 | CONTINENTAL AMERICAN INSURANCE COMPANY | $771 | — | $771 | 4.00% |
| GREGORY JAMES KM JUAN3 | 68 KUMULAAU OHIA LOOP WAILUKU, HI 96793 | CONTINENTAL AMERICAN INSURANCE COMPANY | $234 | — | $234 | 1.21% |
| PIONEER PACIFIC FINANCIAL3 Filed as: PIONEER PACIFIC FIN SERVICES INC | 1132 BISHOP STREET STE 2101 SERVICES INC HONOLULU, HI 96813 | AFLAC | $104 | — | $104 | 5.36% |
| PAULA CHOW3 | 45-618 PAHOLEI ST KANEOHE, HI 96744 | AFLAC | $64 | — | $64 | 3.30% |
| RYAN M GOO3 Filed as: RYAN GOO | 1164 BISHOP ST STE 1200 HONOLULU, HI 96813 | AFLAC | $25 | — | $25 | 1.29% |
| JAMES TAVARES SR3 | P O BOX 342 MAKAWAO, HI 96768 | AFLAC | $14 | — | $14 | 0.72% |
| PATTIE L ARANIO3 Filed as: PATTIE ARANIO | PO BOX 894711 MILILANI, HI 96789 | AFLAC | $11 | — | $11 | 0.57% |
| LAURENE ORIDE3 | 3398 WINAM AVE HONOLULU, HI 96815 | AFLAC | $8 | — | $8 | 0.41% |
| STEVEN W K SOONG3 Filed as: STEVEN SOONG | 1580 MAKALOA STREET STE 1111 HONOLULU, HI 96814 | AFLAC | $1 | — | $1 | 0.05% |
| WALTER F PETERS Filed as: WALTER PETERS | 1687 KALAUOKALANI WAY STE 1 NUMBER 218 HONOLLULU, HI 96814 | AFLAC | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 437 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 55 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 492 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HAWAII MEDICAL SERFVICE ASSOCIATION | 364 | $5.6M |
| Vision(2 contracts, 2 carriers) | HAWAII MEDICAL SERFVICE ASSOCIATION | 364 | $5.6M |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN, INC. | 128 | $848K |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 39 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 364 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.