Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
HealthHMO | HealthHMO | |
HealthHMORx | HealthHMORx | |
HealthVisionHMO | HealthVisionHMO | |
DentalHMO | DentalHMO | |
Other | Other | |
HealthRxHMO | HealthRxHMO | |
Vision | Vision |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 12 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,146 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 947 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,093 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 4,444 | $44.3M |
| Dental(2 contracts) | DELTA DENTAL OF CALIFORNIA | 7,576 | $3.5M |
| Vision(2 contracts, 2 carriers) | HEALTH NET | 18,492 | $7.9M |
| Prescription drug(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA | 343 | $2.6M |
| Other | RELIASTAR LIFE INSURANCE CO. | 2,956 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 18,492 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SHEET METAL BENEFIT PLANS ADMIN EIN 95-4337897 NONE | Plan Administrator; Employee (plan); Direct payment from the plan Service code 14 | — | $4.0M |
| ANTHEM BLUE CROSS LIFE & HEALTH EIN 95-4331852 NONE | Claims processing; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Other services Service code 12 | — | $2.2M |
| THE SEGAL COMPANY (WS), INC. EIN 94-1503999 NONE | Consulting (general); Actuarial Service code 11 | — | $442K |
| GARCIA HAMILTON & ASSOC. L.P. EIN 76-0589652 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $303K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $291K |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $265K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 11-3658445 NONE | Other commissions; Securities brokerage commissions and fees; Direct payment from the plan; Securities brokerage; Other investment fees and expenses; Custodial (securities); Other services; Investment advisory (plan) Service code 19 | — | $208K |
| BEAT IT PROGRAM INC. EIN 77-0111619 NONE | Consulting (general) Service code 16 | — | $95K |
| FOX ROTHSCHILD LLP EIN 23-1404723 NONE | Legal; Direct payment from the plan Service code 29 | — | $62K |
| BERRY & COMPANY EIN 88-0400174 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $45K |
| MIDWEST INSTITUTIONAL TRUST COMPANY EIN 93-1799133 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $14K |
| MARSH MCLENNAN INSURANCE INC. EIN 36-2668272 NONE | Insurance agents and brokers; Insurance services Service code 22 | — | $0 |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
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11 filings · 2015 to 2025