No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SHEET METAL BENEFIT PLANS ADMIN EIN 95-4337897 NONE | Employee (plan); Plan Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $3.7M |
| ANTHEM BLUE CROSS LIFE & HEALTH EIN 95-4331852 NONE | Claims processing; Float revenue; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 12 | — | $490K |
| THE SEGAL COMPANY (WS), INC. EIN 94-1503999 NONE | Consulting (general); Actuarial Service code 11 | — | $363K |
| GILBERT & SACKMAN EIN 95-2906951 NONE | Legal Service code 29 | — | $279K |
| LINDQUIST LLP EIN 52-2385296 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $164K |
| GARCIA HAMILTON & ASSOC. L.P. EIN 76-0589652 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $123K |
| BEAT IT PROGRAM INC. EIN 77-0111619 NONE | Consulting (general) Service code 16 | — | $100K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $75K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 20-8764829 NONE | Securities brokerage; Investment advisory (plan); Other investment fees and expenses; Direct payment from the plan; Securities brokerage commissions and fees Service code 27 | — | $51K |
| HARMAN PRESS INC. EIN 95-2280466 NONE | Other services Service code 49 | — | $43K |
| AMERICAN MAILING SERVICE, INC EIN 95-1582580 NONE | Other services Service code 49 | — | $29K |
| WELLS FARGO N.A. NONE | Other services Service code 49 | 420 MONTGOMERY ST SAN FRANCISCO, CA 94104 | $22K |
| INNOVATIVE SOFTWARE SOLUTIONS INC. EIN 23-2182079 NONE | Other fees Service code 99 | — | $21K |
| COMERICA EIN 42-1741646 NONE | Custodial (securities); Shareholder servicing fees; Other services; Float revenue Service code 19 | — | $17K |
| FAIR HEALTH INC EIN 90-0524293 NONE | Other fees Service code 99 | — | $12K |
| MARSH & MCLENNAN AGENCY, LLC EIN 36-1436000 NONE | Insurance agents and brokers; Insurance services Service code 22 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,367 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,153 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 6,520 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 5,138 | $45.7M |
| Dental(3 contracts, 2 carriers) | HEALTH NET | 9,852 | $11.0M |
| Vision(2 contracts, 2 carriers) | HEALTH NET | 581 | $9.5M |
| Prescription drug(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA | 466 | $2.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,852 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.