No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SHEET METAL BENEFIT PLANS ADMIN EIN 95-4337897 NONE | Plan Administrator; Employee (plan); Direct payment from the plan Service code 14 | — | $3.1M |
| THE SEGAL COMPANY (WS), INC. EIN 94-1503999 NONE | Actuarial; Consulting (general) Service code 11 | — | $407K |
| ANTHEM BLUE CROSS LIFE & HEALTH EIN 95-4331852 NONE | Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Contract Administrator; Claims processing Service code 12 | — | $354K |
| GILBERT & SACKMAN EIN 95-2906951 NONE | Legal Service code 29 | — | $267K |
| LINDQUIST LLP EIN 52-2385296 NONE | Accounting (including auditing) Service code 10 | — | $162K |
| GARCIA HAMILTON & ASSOC. EIN 76-0589652 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $121K |
| THE HARMAN PRESS EIN 95-2280466 NONE | Other services Service code 49 | — | $106K |
| AMERICAN MAILING SERVICE, INC EIN 95-1582580 NONE | Other services Service code 49 | — | $88K |
| BEAT IT PROGRAM INC. EIN 77-0111619 NONE | Consulting (general) Service code 16 | — | $82K |
| DAVID BRODY & CO. EIN 95-4778275 NONE | Accounting (including auditing) Service code 10 | — | $44K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $27K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 20-8764829 NONE | Direct payment from the plan; Securities brokerage; Other fees; Securities brokerage commissions and fees; Custodial (securities); Investment advisory (plan); Other investment fees and expenses Service code 19 | — | $24K |
| WELLS FARGO N.A. NONE | Other services Service code 49 | 420 MONTGOMERY ST SAN FRANCISCO, CA 94104 | $21K |
| INNOVATIVE SOFTWARE SOLUTIONS EIN 23-2182079 NONE | Other fees Service code 99 | — | $17K |
| FAIR HEALTH INC NONE | Other services Service code 49 | PO BOX 3820 NEW YORK, NY 10163 | $11K |
| COMERICA BANK EIN 42-1741646 NONE | Other investment fees and expenses; Trustee (bank, trust company, or similar financial institution); Float revenue; Custodial (securities); Shareholder servicing fees; Other services Service code 19 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,520 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,303 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 5,823 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts, 8 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 2,940 | $40.3M |
| Dental(3 contracts, 2 carriers) | HEALTH NET | 5,676 | $10.4M |
| Vision(2 contracts, 2 carriers) | HEALTH NET | 598 | $8.4M |
| Life insurance | HEALTH NET | 598 | $7.0M |
| Prescription drug(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA | 432 | $2.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,676 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.