No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SHEET METAL BENEFIT PLANS ADMIN EIN 95-4337897 NONE | Plan Administrator; Claims processing; Employee (plan); Direct payment from the plan Service code 12 | — | $3.5M |
| ANTHEM BLUE CROSS LIFE & HEALTH EIN 95-4331852 NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Other services; Claims processing Service code 12 | — | $1.7M |
| THE SEGAL COMPANY (WS), INC. EIN 94-1503999 NONE | Actuarial; Consulting (general) Service code 11 | — | $369K |
| GILBERT & SACKMAN EIN 95-2906951 NONE | Legal Service code 29 | — | $256K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $248K |
| GARCIA HAMILTON & ASSOC. L.P. EIN 76-0589652 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $234K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 11-3658445 NONE | Direct payment from the plan; Other services; Investment advisory (plan); Securities brokerage commissions and fees; Other investment fees and expenses; Securities brokerage Service code 27 | — | $102K |
| BEAT IT PROGRAM INC. EIN 77-0111619 NONE | Consulting (general) Service code 16 | — | $94K |
| WITHUM SMITH + BROWN EIN 22-2027092 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $78K |
| AMERICAN MAILING SERVICE, INC EIN 95-1582580 NONE | Other services Service code 49 | — | $43K |
| BRIDGEWAY BENEFIT TECHNOLOGIES, LLC EIN 52-1796473 NONE | Other fees Service code 99 | — | $21K |
| WELLS FARGO N.A. NONE | Other services Service code 49 | 420 MONTGOMERY ST SAN FRANCISCO, CA 94104 | $20K |
| MARSH & MCLENNAN COMPANIES, INC. EIN 36-2668272 NONE | Insurance brokerage commissions and fees; Insurance services; Insurance agents and brokers Service code 22 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,101 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,022 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,123 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 4,618 | $49.4M |
| Dental(3 contracts, 2 carriers) | HEALTH NET | 7,935 | $10.5M |
| Vision(2 contracts, 2 carriers) | HEALTH NET | 18,733 | $8.0M |
| Prescription drug(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA | 753 | $2.8M |
| Other | RELIASTAR LIFE INSURANCE CO. | 2,754 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 18,733 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.