No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SHEET METAL BENEFIT PLANS ADMIN EIN 95-4337897 NONE | Employee (plan); Plan Administrator; Direct payment from the plan Service code 14 | — | $3.9M |
| ANTHEM BLUE CROSS LIFE & HEALTH EIN 95-4331852 NONE | Other services; Claims processing; Contract Administrator; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $1.7M |
| THE SEGAL COMPANY (WS), INC. EIN 94-1503999 NONE | Consulting (general); Actuarial Service code 11 | — | $355K |
| GARCIA HAMILTON & ASSOC. L.P. EIN 76-0589652 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $259K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $237K |
| FOX ROTHSCHILD LLP EIN 23-1404723 NONE | Legal Service code 29 | — | $120K |
| WITHUM SMITH + BROWN EIN 22-2027092 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $114K |
| BEAT IT PROGRAM INC. EIN 77-0111619 NONE | Consulting (general) Service code 16 | — | $92K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 11-3658445 NONE | Direct payment from the plan; Securities brokerage; Other services; Securities brokerage commissions and fees; Custodial (securities); Other commissions; Investment advisory (plan); Other investment fees and expenses Service code 19 | — | $67K |
| WELLS FARGO N.A. NONE | Other services Service code 49 | 420 MONTGOMERY ST SAN FRANCISCO, CA 94104 | $40K |
| AMERICAN MAILING SERVICE, INC EIN 95-1582580 NONE | Other services Service code 49 | — | $36K |
| BRIDGEWAY BENEFIT TECHNOLOGIES, LLC EIN 52-1796473 NONE | Other fees Service code 99 | — | $17K |
| COMERICA EIN 42-1741646 NONE | Custodial (securities); Shareholder servicing fees; Other services; Float revenue Service code 19 | — | $12K |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Claims processing Service code 12 | — | $12K |
| MARSH & MCLENNAN COMPANIES, INC. EIN 36-2668272 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,081 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 988 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,069 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 4,475 | $49.7M |
| Dental(2 contracts) | DELTA DENTAL OF CALIFORNIA | 7,770 | $3.4M |
| Vision | ANTHEM BLUE CROSS LIFE & HEALTH INS. CO. | 18,510 | $681K |
| Prescription drug(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA | 377 | $2.5M |
| Other | RELIASTAR LIFE INSURANCE CO. | 2,849 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 18,510 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.