| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GUY TANIOKA3 | 737 BISHOP ST. STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $2K | — | $2K | 1.76% |
| GRACE BEYMER3 | 737 BISHOP ST. STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $989 | — | $989 | 0.75% |
| HI INSURANCE & FIN SERVICES, INC.3 | 1009 KAPIOLANI BLVD. HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $214 | — | $214 | 0.16% |
| JIM FRENCH3 | 737 BISHOP ST. STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $176 | — | $176 | 0.13% |
| JAMIE REICH3 | 737 BISHOP ST. STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $79 | — | $79 | 0.06% |
| ALOHA EMPLOYEE BENEFITS INSURANCE3 Filed as: ALOHA INSURANCE SERVICES, INC. | 75-5931 WALUA ROAD KAILUA-KONA, HI 96740 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $45 | — | $45 | 0.03% |
| CHUCK TONDA3 | 737 BISHOP ST. STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $37 | — | $37 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 77 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 77 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HAWAII MEDICAL ASSURANCE ASSOCIATION | 77 | $132K |
| Dental | HAWAII MEDICAL ASSURANCE ASSOCIATION | 77 | $132K |
| Vision | HAWAII MEDICAL ASSURANCE ASSOCIATION | 77 | $132K |
| Life insurance | HAWAII MEDICAL ASSURANCE ASSOCIATION | 77 | $132K |
| Prescription drug | HAWAII MEDICAL ASSURANCE ASSOCIATION | 77 | $132K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 77 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.