| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMIE REICH3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $19K | — | $19K | 0.48% |
| P.S.H. INSURANCE, INC.3 | 737 BISHOP ST STE 2120 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $17K | — | $17K | 0.41% |
| CHUCK TONDA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $11K | — | $11K | 0.26% |
| GAVIN TOMA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $8K | — | $8K | 0.20% |
| GRACE BEYMER3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $8K | — | $8K | 0.20% |
| ANALIPO INSURANCE SERVICES, LLC3 | PO BOX 689 KEALAKEKUA, HI 96750 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $7K | — | $7K | 0.18% |
| JIM FRENCH3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $7K | — | $7K | 0.18% |
| KAYE CABACUNGAN3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $6K | — | $6K | 0.14% |
| GUY TANIOKA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $5K | — | $5K | 0.13% |
| FIRST HAWAIIAN BANK3 | 999 BISHOP ST STE 1003 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $5K | — | $5K | 0.12% |
| MANDI TAOKA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $5K | — | $5K | 0.12% |
| ARI MATSUMURA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $4K | — | $4K | 0.09% |
| ATLAS INSURANCE3 | 201 MERCHANT ST STE 1100 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $3K | — | $3K | 0.08% |
| HI INSURANCE & FINANCIAL SERVICES3 Filed as: HI INSURANCE & FINANCIAL SERVICES, | 1009 KAPIOLANI BLVD STE 2804 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $2K | — | $2K | 0.05% |
| STRATEGIC PARTNERS, LLC3 | PO BOX 15806 HONOLULU, HI 96830 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $1K | — | $1K | 0.04% |
| C2 EMPLOYEE BENEFITS & INSURANCE SE3 | 1 WORLD TRADE CENTER 8TH FLOOR LONG BEACH, CA 90831 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $1K | — | $1K | 0.03% |
| FINANCIAL BENEFITS SERVICES LLC3 Filed as: FINANCIAL BENEFITS INSURANCE, INC. | 1311 KAPIOLANI BLVD STE 504 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $1K | — | $1K | 0.03% |
| PROINSURANCE HAWAII, LLC3 | 4348 WAIALAE AVE STE 101 HONOLULU, HI 96816 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $1K | — | $1K | 0.03% |
| PACIFIC BUSINESS SOLUTIONS3 | PO BOX 240655 HONOLULU, HI 96824 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $1K | — | $1K | 0.03% |
| APAN, INC.3 | 46-275 KALALI ST KANEOHE, HI 96744 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $948 | — | $948 | 0.02% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC DBA BENEFIT HEALTH AD | 9605 S KINGSTON CT STE 150 ENGLEWOOD, CO 80112 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $819 | — | $819 | 0.02% |
| ORI-GEN NOGUCHI, LLC DBA NOGUCHI &3 | 1314 S KING ST STE 500 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $632 | — | $632 | 0.02% |
| HOGAN CONSULTING GROUP, LLC3 | 1088 BISHOP ST STE 1224 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $411 | — | $411 | 0.01% |
| ADVANTAGE INSURANCE SERVICES, INC.3 | 1580 MAKALOA ST STE 1220 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $401 | — | $401 | 0.01% |
| CHRISTINE L GO, INC.3 | 7219 PUUEHU PL HONOLULU, HI 96825 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $275 | — | $275 | 0.01% |
| SWITCHUP INSURANCE, LLC3 Filed as: SWITCHUP INSURANCE | 439 KEONIANA ST APT 401 HONOLULU, HI 96815 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $143 | — | $143 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 482 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 483 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HAWAII MEDICAL ASSURANCE ASSOCIATION | 483 | $4.1M |
| Dental | HAWAII MEDICAL ASSURANCE ASSOCIATION | 483 | $4.1M |
| Vision | HAWAII MEDICAL ASSURANCE ASSOCIATION | 483 | $4.1M |
| Life insurance | HAWAII MEDICAL ASSURANCE ASSOCIATION | 483 | $4.1M |
| Prescription drug | HAWAII MEDICAL ASSURANCE ASSOCIATION | 483 | $4.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 483 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.