| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ADVANTAGE INSURANCE SERVICES, INC.3 | 1580 MAKALOA ST STE 1220 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $7K | — | $7K | 0.59% |
| PACIFIC BUSINESS SOLUTIONS3 | PO BOX 240655 HONOLULU, HI 96824 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $3K | — | $3K | 0.29% |
| GRACE BEYMER3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $3K | — | $3K | 0.29% |
| GAVIN TOMA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $2K | — | $2K | 0.21% |
| SWITCHUP INSURANCE, LLC3 | 439 KEONIANA ST. APT 401 HONOLULU, HI 97815 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $2K | — | $2K | 0.20% |
| JAMIE REICH3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $2K | — | $2K | 0.14% |
| GUY TANIOKA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $1K | — | $1K | 0.09% |
| CHUCK TONDA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $863 | — | $863 | 0.07% |
| MANDI TAOKA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $833 | — | $833 | 0.07% |
| FINANCIAL BENEFITS SERVICES LLC3 Filed as: FINANCIAL BENEFITS INSURANCE, INC. | 1311 KAPIOLANI BLVD STE 504 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $629 | — | $629 | 0.05% |
| ANALIPO INSURANCE SERVICES, LLC3 | PO BOX 689 KEALAKEKUA, HI 96750 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $374 | — | $374 | 0.03% |
| AFN, INC. DBA ALLIED FINANCIAL NETW3 | 1831 ALA MOANA BLVD STE 205 HONOLULU, HI 96815 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $374 | — | $374 | 0.03% |
| EMPLOYEE BENEFIT CONSULTING LLC3 Filed as: EMPLOYEE BENEFIT CONSULTING, LLC | 500 ALA MOANA BLVD TOWER 2 STE 303 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $358 | — | $358 | 0.03% |
| ARI MATSUMURA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $104 | — | $104 | 0.01% |
| KAHIKINA CONSULTANTS INC3 Filed as: KAHIKINA CONSULTANTS, INC. | 68 KUMULAAU OHIA LOOP WAILUKU, HI 96793 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $100 | — | $100 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 132 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HAWAII MEDICAL ASSURANCE ASSOCIATION | 133 | $1.2M |
| Dental | HAWAII MEDICAL ASSURANCE ASSOCIATION | 133 | $1.2M |
| Vision | HAWAII MEDICAL ASSURANCE ASSOCIATION | 133 | $1.2M |
| Life insurance | HAWAII MEDICAL ASSURANCE ASSOCIATION | 133 | $1.2M |
| Prescription drug | HAWAII MEDICAL ASSURANCE ASSOCIATION | 133 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 133 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.