| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GAVIN TOMA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $6K | — | $6K | 0.38% |
| GUY TANIOKA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $5K | — | $5K | 0.32% |
| JAMIE REICH3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $4K | — | $4K | 0.26% |
| GRACE BEYMER3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $3K | — | $3K | 0.20% |
| ENSURISE,LLC DBA RISK COOPERATIVE3 | 1835 7TH ST NW STE 103 WASHINGTON DC, DC 20001 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $3K | — | $3K | 0.19% |
| JIM FRENCH3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $3K | — | $3K | 0.17% |
| CHUCK TONDA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $3K | — | $3K | 0.17% |
| MANDI TAOKA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $3K | — | $3K | 0.16% |
| ARI MATSUMURA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $1K | — | $1K | 0.08% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA, LLC | 9655 GRANITE RIDGE DR STE 500 SAN DIEGO, CA 92123 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $1K | — | $1K | 0.07% |
| SWITCHUP INSURANCE, LLC3 | 439 KEONIANA ST APT 401 HONOLULU, HI 96815 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $1K | — | $1K | 0.07% |
| ANALIPO INSURANCE SERVICES, LLC3 | PO BOX 689 KEALAKEKUA, HI 96750 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $942 | — | $942 | 0.06% |
| CHRISTINE L GO, INC.3 | 7219 PUUEHU PL HONOLULU, HI 96825 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $777 | — | $777 | 0.05% |
| KAYE CABACUNGAN3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $709 | — | $709 | 0.04% |
| MANA INSURANCE SOLUTIONS INC3 Filed as: MANA INSURANCE SOLUTIONS, INC. | PO BOX 930 MAKAWAO, HI 96768 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $664 | — | $664 | 0.04% |
| ORI-GEN NOGUCHI, LLC DBA NOGUCHI &3 | 1314 SOUTH KING ST SUITE 560 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $634 | — | $634 | 0.04% |
| HOGAN CONSULTING GROUP, LLC3 | 1088 BISHOP ST STE 1224 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $541 | — | $541 | 0.03% |
| JAMES M. MORRISON INSURANCE SERVICE3 | 2710 GATEWAY RD CARLSBAD, CA 92009 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $534 | — | $534 | 0.03% |
| HI INSURANCE & FINANCIAL SERVICES3 | 1009 KAPIOLANI BLVD STE 2804 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $518 | — | $518 | 0.03% |
| PACIFIC BUSINESS SOLUTIONS3 | PO BOX 240655 HONOLULU, HI 96824 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $490 | — | $490 | 0.03% |
| TESHIMA INSURANCE GROUP3 Filed as: TESHIMA INSURANCE GROUP LLC | 2499 KAPIOLANI HONOLULU, HI 96826 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $465 | — | $465 | 0.03% |
| PYRAMID INSURANCE CENTER, LTD3 Filed as: PYRAMID INSURANCE CENTRE, LTD. | 420 WAIAKAMILO RD STE 411 HONOLULU, HI 96817 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $353 | — | $353 | 0.02% |
| P.S.H. INSURANCE, INC.3 | 737 BISHOP ST STE 2120 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $351 | — | $351 | 0.02% |
| FINANCIAL BENEFITS SERVICES LLC3 Filed as: FINANCIAL BENEFITS INSURANCE, INC. | 1311 KAPIOLANI BLVD STE 504 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $310 | — | $310 | 0.02% |
| ALKEME INSURANCE SERVICES INC3 Filed as: ALKEME INSURANCE SERVICES, INC. DBA | 26522 LA ALAMEDA STE 130 MISSION VIEJO, CA 92691 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $121 | — | $121 | 0.01% |
| HEALTH BENEFIT PARTNERS INSURANCE3 Filed as: HEALTH BENEFIT PARTNERS INSURANCE S | 26522 LA ALAMEDA STE 130 MISSION VIEJO, CA 92691 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $121 | — | $121 | 0.01% |
| ATLAS INSURANCE3 | 220 SOUTH KING ST201 MERCHANT ST STE 1100 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $104 | — | $104 | 0.01% |
| JOHN YANAGIHARA3 | 4728 KAHALA AVE HONOLULU, HI 96816 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $96 | — | $96 | 0.01% |
| RTEA CORP DBA MUTUAL UNDERWRITERS3 Filed as: RTEA CORP, DBA MUTUAL UNDERWRITERS | 680 IWILEI RD STE 760 HONOLULU, HI 86817 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $48 | — | $48 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 168 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 168 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HAWAII MEDICAL ASSURANCE ASSOCIATION | 168 | $1.7M |
| Dental | HAWAII MEDICAL ASSURANCE ASSOCIATION | 168 | $1.7M |
| Vision | HAWAII MEDICAL ASSURANCE ASSOCIATION | 168 | $1.7M |
| Life insurance | HAWAII MEDICAL ASSURANCE ASSOCIATION | 168 | $1.7M |
| Prescription drug | HAWAII MEDICAL ASSURANCE ASSOCIATION | 168 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 168 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.