| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GUY TANIOKA3 | 737 BISHOP ST STE 1200 HONOLULU, HI 968133205 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $13K | $0 | $13K | 0.93% |
| GRACE BEYMER3 | 737 BISHOP ST STE 1200 HONOLULU, HI 968133205 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $10K | $0 | $10K | 0.71% |
| CHUCK TONDA3 | 737 BISHOP ST STE 1200 HONOLULU, HI 968133205 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $5K | $0 | $5K | 0.37% |
| HI INS. & FINANCIAL SERVICES, INC.3 | 1009 KAPIOLANI BLVD #2804 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $3K | $0 | $3K | 0.19% |
| STANTON SAIKI3 | 737 BISHOP ST STE 1200 HONOLULU, HI 968133205 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $2K | $0 | $2K | 0.14% |
| JIM FRENCH3 | 737 BISHOP ST STE 1200 HONOLULU, HI 968133205 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $2K | $0 | $2K | 0.14% |
| JAMIE REICH3 | 737 BISHOP ST STE 1200 HONOLULU, HI 968133205 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $1K | $0 | $1K | 0.08% |
| GAVIN TOMA3 | 737 BISHOP ST STE 1200 HONOLULU, HI 968133205 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $1K | $0 | $1K | 0.08% |
| P.S.H. INSURANCE, INC.3 | 737 BISHOP ST, STE 2100 HONOLULU, HI 968133205 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $807 | $0 | $807 | 0.06% |
| ALOHA EMPLOYEE BENEFITS INSURANCE3 Filed as: ALOHA INSURANCE SERVICES, INC. | 75-5931 WALUA RD. KAILUA-KONA, HI 96740 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $651 | $0 | $651 | 0.05% |
| ANALIPO INSURANCE SERVICES, LLC3 | P.O. BOX 689 KEALAKEKUA, HI 96750 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $530 | $0 | $530 | 0.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INSURANCE | 700 BISHOP ST STE 1400 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $459 | $0 | $459 | 0.03% |
| ATLAS INSURANCE3 | 201 MERCHANT ST. STE 1100 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $433 | $0 | $433 | 0.03% |
| INSIGHT BUSINESS SOLUTIONS3 | 1003 BISHOP ST. STE 2700 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $247 | $0 | $247 | 0.02% |
| PACIFIC BUSINESS SOLUTIONS, LLC3 Filed as: PACIFIC BUSINESS SOLUTIONS | P.O. BOX 240655 HONOLULU, HI 96824 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $142 | $0 | $142 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 276 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 276 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HAWAII MEDICAL ASSURANCE ASSOCIATION | 276 | $1.4M |
| Dental | HAWAII MEDICAL ASSURANCE ASSOCIATION | 276 | $1.4M |
| Vision | HAWAII MEDICAL ASSURANCE ASSOCIATION | 276 | $1.4M |
| Life insurance | HAWAII MEDICAL ASSURANCE ASSOCIATION | 276 | $1.4M |
| Prescription drug | HAWAII MEDICAL ASSURANCE ASSOCIATION | 276 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 276 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.