| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENJAMIN BYRNE & ASSOCIATES3 Filed as: BENJAMIN BYRNE & ASSOCIATES LLC | 9401 WILLIAMSBURG PLAZA, STE 100 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $24K | $5K | $29K | 0.69% |
| ASSUREDPARTNERS3 Filed as: SHEPHERD INSURANCE LLC | 11420 BLUEGRASS PKWY LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $14K | $874 | $15K | 0.36% |
| CIS INSURANCE & INVESTMENTS3 | 550 S. 5TH STREET, STE 303 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $11K | $2K | $13K | 0.31% |
| PREFERRED BENEFITS LLC3 Filed as: PREFERRED BENEFITS, LLC | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC | $9K | $3K | $12K | 0.29% |
| BENEFIT INSURANCE MKTING INC3 | 1151 RED MILE RD LEXINGTON, KY 40504 | HUMANA HEALTH PLAN, INC | $11K | $1K | $12K | 0.29% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE ROAD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC | $10K | $1K | $11K | 0.26% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 435 N. WHITTINGTON PKWY, SUITE 300 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $8K | $2K | $10K | 0.23% |
| INSURAMAX INC3 | 805 N. WHITTINGTON PKWY, STE 150 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $8K | $1K | $10K | 0.23% |
| SCHWARTZ AND ASSOCIATES INC.3 Filed as: SCHWARTZ & ASSOCIATES | 2950 BRECKINRIDGE LANE, STE 8A LOUISVILLE, KY 40220 | HUMANA HEALTH PLAN, INC | $8K | $977 | $9K | 0.21% |
| THOMAS SOUTHWOOD3 | 8999 BLACKSTONE DRIVE NEWBURGH, IN 47630 | HUMANA HEALTH PLAN, INC | $8K | — | $8K | 0.19% |
| ACCRETIVE WHOLESALE INSURANCE SERVI3 Filed as: ACCRETIVE WHOLESALE INSURANCE | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $6K | $1K | $8K | 0.19% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 Filed as: LOGAN LAVELLE & HUNT | 11420 BLUEGRASS PKWY LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $6K | $805 | $7K | 0.16% |
| STERLING G THOMPSON COMPANY LLC3 Filed as: STERLING THOMPSON | 3006 EASTPOINT PKWY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $6K | $570 | $7K | 0.16% |
| FREEMAN WILL & NIEMEIER3 | P.O. BOX 6930 EVANSVILLE, IN 47719 | HUMANA HEALTH PLAN, INC | $6K | — | $6K | 0.15% |
| FOUNDATION RISK PARTNERS CORP3 Filed as: FOUNDATION RISK PARTNERS | 1540 CORNERSTONE BLVD, STE 230 DAYTONA BEACH, FL 32117 | HUMANA HEALTH PLAN, INC | $4K | $2K | $6K | 0.14% |
| NELSON INSURANCE AGENCY3 Filed as: NELSON INSURANCE AGENCY INC | 2000 ENVOY CIRCLE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $4K | $419 | $5K | 0.11% |
| ZINSER BENEFIT SERVICE3 Filed as: ZINSER BENEFIT SERVICE INC | 330 N. EVERGREEN ROAD #6 LOUISVILLE, KY 40243 | HUMANA HEALTH PLAN, INC | $4K | $460 | $4K | 0.10% |
| HYLANT GROUP INC3 Filed as: HYLAND, BLOCK & HYLAND | 9750 ORMSBY STATION ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $3K | $603 | $4K | 0.09% |
| DON LESLIE & ASSOCIATES3 | P.O. BOX 540 NORTH VERNON, IN 47265 | HUMANA HEALTH PLAN, INC | $3K | — | $3K | 0.07% |
| WEALTH MGMT GRP3 Filed as: WEALTH MANAGEMENT GROUP | 822 NORTHGATE BLVD BLVD #10 NEW ALBANY, IN 47150 | HUMANA HEALTH PLAN, INC | $3K | $321 | $3K | 0.07% |
| CAI INSURANCE AGENCY INC3 Filed as: CAI INSURANCE AGENCY | 2035 READING ROAD CINCINNATI, OH 45202 | HUMANA HEALTH PLAN, INC | $2K | $569 | $3K | 0.07% |
| ALTMAN INSURANCE SERVICES3 | 1246 S. THIRD STREET LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $2K | $235 | $2K | 0.05% |
| WILLIAM L ALTMAN3 Filed as: WILLIAM ALTMAN | 1246 S. THIRD STREET LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $2K | $376 | $2K | 0.05% |
| HIGGINS INSURANCE INC3 | P.O. BOX 552 HOPKINSVILLE, KY 42241 | HUMANA HEALTH PLAN, INC | $2K | — | $2K | 0.05% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 2850 GOLF ROAD, 4FL ROLLING MEADOWS, IL 60008 | HUMANA HEALTH PLAN, INC | $2K | $282 | $2K | 0.04% |
| CINCINNATI BENEFIT SOLUTIONS3 | 4472 BRIDGETOWN RD CINCINNATI, OH 45211 | HUMANA HEALTH PLAN, INC | $1K | $235 | $2K | 0.04% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 5905 E. GALBRAITH ROAD, STE 500 CINCINNATI, OH 45236 | HUMANA HEALTH PLAN, INC | $532 | $61 | $593 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC | 559 | $4.2M |
| Prescription drug | HUMANA HEALTH PLAN, INC | 559 | $4.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 559 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.