Welfare broker

ALTMAN INSURANCE SERVICES

Mailing address (most recent filing)

1246 SOUTH THIRD STREET

LOUISVILLE, KY 40203

Total comp: $196K
Commissions: $169K
Fees: $27K
Filings: 6
Sponsors: 6

Carrier mix

Where ALTMAN INSURANCE SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RELIASTAR LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RELIASTAR LIFE INSURANCE COMPANY	1	$4.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KY	1	$4.2M	0.0%	19.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ALTMAN INSURANCE SERVICES's plans by broker comp / premium ratio. Median 8.22% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ALTMAN INSURANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ALTMAN INSURANCE SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SEVEN COUNTIES SERVICES, INC. SEVEN COUNTIES SERVICES, INC. WELFARE BENEFIT PLAN	KY	$4.2M	$348K	RELIASTAR LIFE INSURANCE COMPANY