Welfare broker

INSURAMAX INC

Mailing address (most recent filing)

805 NORTH WHITTINGTON PARKWAY

SUITE 150

LOUISVILLE, KY 40222

Total comp: $153K
Commissions: $142K
Fees: $11K
Filings: 17
Sponsors: 17

Carrier mix

Where INSURAMAX INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED STATES FIRE INSURANCE COMPANY50.0%
CONCERN EAP50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED STATES FIRE INSURANCE COMPANY	1	$518K	50.0%
CONCERN EAP	1	$37K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KY	2	$555K	0.0%	19.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INSURAMAX INC's plans by broker comp / premium ratio. Median 7.65% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of INSURAMAX INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where INSURAMAX INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PAPERCONE CORPORATION PAPERCONE CORPORATION GROUP BENEFITS PLAN	KY	$518K	$7K	UNITED STATES FIRE INSURANCE COMPANY
HERITAGE MANAGEMENT SERVICES COMPANY HERITAGE MANAGEMENT SERVICES COMPANY EMPLOYEE BENEFIT PLAN	KY	$37K	$5K	THE DENTAL CONCERN, INC.

Carrier

Plans

Premium

UNITED STATES FIRE INSURANCE COMPANY

$518K

50.0%

CONCERN EAP

$37K

50.0%

State

Plans

Premium

State share

Index

$555K

0.0%

19.70x

Sponsor

Loc

Premium

Comp

Carrier

PAPERCONE CORPORATION

PAPERCONE CORPORATION GROUP BENEFITS PLAN

$518K

$7K

UNITED STATES FIRE INSURANCE COMPANY

HERITAGE MANAGEMENT SERVICES COMPANY

HERITAGE MANAGEMENT SERVICES COMPANY EMPLOYEE BENEFIT PLAN

$37K

$5K

THE DENTAL CONCERN, INC.