| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE UNDERWRITERS GROUP INC3 Filed as: UNDERWRITERS GROUP INC | P.O. BOX 23790 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $42K | $6K | $47K | 0.79% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE ROAD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC | $35K | $5K | $40K | 0.67% |
| PREFERRED BENEFITS LLC3 Filed as: PREFERRED BENEFITS, LLC | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC | $16K | $4K | $20K | 0.33% |
| MEDLINK INC3 | P.O. BOX 23570 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $12K | $2K | $14K | 0.24% |
| WLA INSURANCE LLC3 | 1246 S. THIRD STREET LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $12K | $2K | $14K | 0.23% |
| ZINSER BENEFIT SERVICES INC3 | 330 N. EVERGREEN ROAD, STE 6 LOUISVILLE, KY 40243 | HUMANA HEALTH PLAN, INC | $12K | $1K | $13K | 0.22% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 Filed as: LOGAN LAVELLE & HUNT | 11420 BLUEGRASS PKWY LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $10K | $1K | $12K | 0.20% |
| BENJAMIN BYRNE & ASSOCIATES3 Filed as: BENJAMIN BYRNE & ASSOCIATES LLC | 9401 WILLIAMSBURG PLAZA, STE 100 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $9K | $3K | $12K | 0.20% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 2305 RIVER RD LOUISVILLE, KY 40206 | HUMANA HEALTH PLAN, INC | $9K | $3K | $12K | 0.19% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 2600 EASTPOINT PKWY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $9K | $1K | $11K | 0.18% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: PHIL BROWN INSURANCE | 9300 SHELBYVILLE RD, STE 1004 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $9K | $1K | $11K | 0.18% |
| SCHWARTZ AND ASSOCIATES INC.3 Filed as: SCHWARTZ INSURANCE GRP | 2950 BRECKINRIDGE LANE, STE 8A LOUISVILLE, KY 40220 | HUMANA HEALTH PLAN, INC | $9K | $562 | $9K | 0.16% |
| HYLANT GROUP INC3 Filed as: HYLAND BLOCK & HYLAND | 1250 S. 3RD ST LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $4K | $2K | $6K | 0.10% |
| CIS INSURANCE & INVESTMENTS3 Filed as: CIS INSURANCE | 550 S. 5TH STREET, STE 303 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $4K | $1K | $6K | 0.10% |
| INTEGRO INSURANCE BROKERS3 Filed as: EPIC INSURANCE SOLUTION AGENCY | 9700 ORMSBY STATION ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $3K | $1K | $4K | 0.07% |
| SOLUTIONS FIRST3 | P.O. BOX 231 CENTRAL CITY, KY 42330 | HUMANA HEALTH PLAN, INC | $4K | — | $4K | 0.07% |
| HIGGINS INSURANCE INC3 | P.O. BOX 552 HOPKINSVILLE, KY 42241 | HUMANA HEALTH PLAN, INC | $3K | $271 | $3K | 0.06% |
| DON LESLIE & ASSOCIATES3 | P.O. BOX 540 NORTH VERNON, IN 47265 | HUMANA HEALTH PLAN, INC | $3K | $22 | $3K | 0.06% |
| NELSON INSURANCE AGENCY3 Filed as: NELSON INSURANCE AGENCY INC | 2000 ENVOY CIRCLE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $3K | $447 | $3K | 0.05% |
| STERLING G THOMPSON COMPANY LLC3 Filed as: STERLING THOMPSON | 545 S. 3RD ST, STE 300 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $3K | $98 | $3K | 0.05% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND INC | P.O. BOX 427 BENTON, KY 42025 | HUMANA HEALTH PLAN, INC | $2K | $193 | $3K | 0.04% |
| FIFTH THIRD INSURANCE AGENCY INC3 Filed as: FIFTH THIRD INSURANCE | 9700 ORMSBY STATION ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $1K | $1K | $2K | 0.04% |
| VANCIL INSURANCE SERVICES LLC3 | P.O. BOX 1331 OWENSBORO, KY 42302 | HUMANA HEALTH PLAN, INC | $2K | — | $2K | 0.04% |
| DONALD MUCCI3 | 1601 ALLIANT AVENUE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $2K | $301 | $2K | 0.03% |
| CINCINNATI BENEFIT SOLUTIONS3 | 4472 BRIDGETOWN RD CINCINNATI, OH 45211 | HUMANA HEALTH PLAN, INC | $1K | $354 | $2K | 0.03% |
| WESSEL INSURANCE3 | 4101 CANE RUN ROAD LOUISVILLE, KY 40216 | HUMANA HEALTH PLAN, INC | $2K | — | $2K | 0.03% |
| WEALTH MGMT GRP3 | 822 NORTHGATE BLVD, STE 10 NEW ALBANY, IN 47150 | HUMANA HEALTH PLAN, INC | $1K | $175 | $1K | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE | 13101 MAGISTERIAL DR, STE 200 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $1K | $21 | $1K | 0.02% |
| TORIAN INSURANCE BENEFITS INC3 Filed as: TORIAN INSURANCE | 3000 DIVISION STREET EVANSVILLE, IN 47711 | HUMANA HEALTH PLAN, INC | $1K | — | $1K | 0.02% |
| VANZANDT EMRICH & CARY3 | 2305 RIVER RD LOUISVILLE, KY 40206 | HUMANA HEALTH PLAN, INC | $819 | $407 | $1K | 0.02% |
| SNOWDEN & ASSOCIATES3 | 812 LYNDON LANE, STE 101 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $1K | — | $1K | 0.02% |
| FSAB LLC3 Filed as: FSAB | 620 S. 3RD STREET, STE 102 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $611 | — | $611 | 0.01% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICE | 300 W. WILSON BRIDGE RD, STE 300 WORTHINGTON, OH 43085 | HUMANA HEALTH PLAN, INC | $601 | — | $601 | 0.01% |
| CAI INSURANCE AGENCY INC3 Filed as: CAI INSURANCE | 2035 READING ROAD CINCINNATI, OH 45202 | HUMANA HEALTH PLAN, INC | $431 | $130 | $561 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 818 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 818 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC | 1,851 | $6.0M |
| Prescription drug | HUMANA HEALTH PLAN, INC | 1,851 | $6.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,851 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.