| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE ROAD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC | $37K | $6K | $43K | 0.70% |
| THE UNDERWRITERS GROUP INC3 Filed as: UNDERWRITERS GROUP INC | P.O. BOX 23790 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $24K | — | $24K | 0.39% |
| ASSUREDPARTNERS3 Filed as: SHEPHERD INSURANCE LLC | 11420 BLUEGRASS PKWY LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $17K | $2K | $19K | 0.32% |
| SOLUTIONS FIRST3 Filed as: SOLUTIONS FIRST LLC | P.O. BOX 231 CENTRAL CITY, KY 42330 | HUMANA HEALTH PLAN, INC | $19K | — | $19K | 0.31% |
| CIS INSURANCE & INVESTMENTS3 | 550 S. 5TH STREET, STE 303 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $12K | $4K | $16K | 0.27% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 2600 EASTPOINT PKWY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $12K | $2K | $14K | 0.23% |
| PREFERRED BENEFITS LLC3 Filed as: PREFERRED BENEFITS, LLC | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC | $12K | $730 | $13K | 0.21% |
| BENJAMIN BYRNE & ASSOCIATES3 Filed as: BENJAMIN BYRNE & ASSOCIATES LLC | 9401 WILLIAMSBURG PLAZA, STE 100 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $10K | $2K | $12K | 0.19% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND INC | P.O. BOX 427 BENTON, KY 42025 | HUMANA HEALTH PLAN, INC | $10K | $770 | $11K | 0.17% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS NL LLC | 2305 RIVER RD LOUISVILLE, KY 40206 | HUMANA HEALTH PLAN, INC | $9K | $2K | $10K | 0.17% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: PHIL BROWN INSURANCE | 9300 SHELBYVILLE RD, STE 1004 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $9K | $1K | $10K | 0.17% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | P.O. BOX 23570 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $9K | $521 | $10K | 0.16% |
| HYLANT GROUP INC3 Filed as: HYLAND BLOCK & HYLAND | 1250 S. 3RD ST LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $6K | $3K | $9K | 0.15% |
| HIRAM D SNOWDEN AND ASSOCIATES3 Filed as: HIRAM SNOWDEN & ASSOCIATES | 812 LYNDON LANE, STE 101 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $7K | — | $7K | 0.11% |
| FIFTH THIRD INSURANCE AGENCY INC3 Filed as: FIFTH THIRD INSURANCE | 9700 ORMSBY STATION ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $6K | $1K | $7K | 0.11% |
| ZINSER BENEFIT SERVICES INC3 | 330 N. EVERGREEN ROAD, STE 6 LOUISVILLE, KY 40243 | HUMANA HEALTH PLAN, INC | $6K | — | $6K | 0.11% |
| TORIAN INSURANCE BENEFITS INC3 Filed as: TORIAN INSURANCE BENEFITS | 3000 DIVISION STREET EVANSVILLE, IN 47711 | HUMANA HEALTH PLAN, INC | $5K | — | $5K | 0.09% |
| SCHWARTZ AND ASSOCIATES INC.3 Filed as: SCHWARTZ & ASSOCIATES | 2950 BRECKINRIDGE LANE, STE 8A LOUISVILLE, KY 40220 | HUMANA HEALTH PLAN, INC | $4K | $230 | $4K | 0.07% |
| THOMAS SOUTHWOOD3 | 8999 BLACKSTONE DR NEWBURGH, IN 47630 | HUMANA HEALTH PLAN, INC | $4K | — | $4K | 0.07% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 2850 GOLF ROAD, 4FL ROLLING MEADOWS, IL 60008 | HUMANA HEALTH PLAN, INC | $3K | $426 | $3K | 0.06% |
| DON LESLIE & ASSOCIATES3 | P.O. BOX 540 NORTH VERNON, IN 47265 | HUMANA HEALTH PLAN, INC | $3K | — | $3K | 0.05% |
| STERLING G THOMPSON COMPANY LLC3 Filed as: STERLING THOMPSON | 545 S. 3RD ST, STE 300 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $3K | — | $3K | 0.05% |
| WESSEL INSURANCE3 Filed as: WESSEL INSURANCE AGENCY | 4101 CANE RUN ROAD LOUISVILLE, KY 40216 | HUMANA HEALTH PLAN, INC | $3K | — | $3K | 0.05% |
| HIGGINS INSURANCE INC3 | P.O. BOX 552 HOPKINSVILLE, KY 42241 | HUMANA HEALTH PLAN, INC | $3K | $90 | $3K | 0.04% |
| WILLIAM L ALTMAN3 Filed as: WILLIAM ALTMAN | 1246 S. THIRD STREET LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $2K | $363 | $3K | 0.04% |
| WEALTH MGMT GRP3 | 822 NORTHGATE BLVD, STE 10 NEW ALBANY, IN 47150 | HUMANA HEALTH PLAN, INC | $2K | $330 | $2K | 0.04% |
| KEYSTONE INSURANCE & BENEFITS GROUP3 Filed as: KEYSTONE INSURANCE | 13800 JACKSON RD MISHAWAKA, IN 46544 | HUMANA HEALTH PLAN, INC | $2K | $208 | $2K | 0.03% |
| CAI INSURANCE AGENCY INC3 Filed as: CAI INSURANCE AGENCY | 2035 READING ROAD CINCINNATI, OH 45202 | HUMANA HEALTH PLAN, INC | $2K | $260 | $2K | 0.03% |
| WLA INSURANCE LLC3 | 1246 S. THIRD STREET LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $2K | $295 | $2K | 0.03% |
| CINCINNATI BENEFIT SOLUTIONS3 | 4472 BRIDGETOWN RD CINCINNATI, OH 45211 | HUMANA HEALTH PLAN, INC | $2K | $323 | $2K | 0.03% |
| NELSON INSURANCE AGENCY3 Filed as: NELSON INSURANCE AGENCY INC | 2000 ENVOY CIRCLE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $2K | $90 | $2K | 0.03% |
| ENERGY INSURANCE AGENCY INC3 | P.O. BOX 55268 LEXINGTON, KY 40555 | HUMANA HEALTH PLAN, INC | $836 | — | $836 | 0.01% |
| NATHAN STRAESSLE3 | 25 W. HIGH STREET LAWRENCEBURG, IN 47025 | HUMANA HEALTH PLAN, INC | $273 | — | $273 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 673 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 673 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC | 1,396 | $6.1M |
| Prescription drug | HUMANA HEALTH PLAN, INC | 1,396 | $6.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,396 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.