Welfare broker

FSAB LLC

Mailing address (most recent filing)

136 BRECKENRIDGE LANE

LOUISVILLE, KY 40207

Total comp: $1.8M
Commissions: $1.8M
Fees: $0
Filings: 8
Sponsors: 8

Carrier mix

Where FSAB LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ANTHEM LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ANTHEM LIFE INSURANCE COMPANY	3	$41.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KY	3	$41.9M	0.0%	19.44x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FSAB LLC's plans by broker comp / premium ratio. Median 5.92% vs welfare-wide median 6.40% (n=3).

Prospect-flag exposure · vs market baseline

Share of FSAB LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where FSAB LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ST MATTHEWS CHAMBER OF COMMERCE INC SMACC TRADE ASSOCIATION PLAN(S)	KY	$39.1M	$2.3M	ANTHEM BLUE CROSS BLUE SHIELD
GRACELAND MANAGEMENT SERVICES, LLC GRACELAND MANAGEMENT SERVICES, LLC HEALTH PLAN	KY	$1.5M	$89K	ANTHEM HEALTH PLANS OF KY, INC.
EDWARDS MOVING & RIGGING LLC EDWARDS MOVING & RIGGING, INC. HEALTH AND WELFARE BENEFIT PLAN	KY	$1.3M	$78K	ANTHEM HEALTH PLANS OF KENTUCKY, INC.

Carrier

Plans

Premium

ANTHEM LIFE INSURANCE COMPANY

$41.9M

100.0%

State

Plans

Premium

State share

Index

$41.9M

0.0%

19.44x

Sponsor

Loc

Premium

Comp

Carrier

ST MATTHEWS CHAMBER OF COMMERCE INC

SMACC TRADE ASSOCIATION PLAN(S)

$39.1M

$2.3M

ANTHEM BLUE CROSS BLUE SHIELD

GRACELAND MANAGEMENT SERVICES, LLC

GRACELAND MANAGEMENT SERVICES, LLC HEALTH PLAN

$1.5M

$89K

ANTHEM HEALTH PLANS OF KY, INC.

EDWARDS MOVING & RIGGING LLC

EDWARDS MOVING & RIGGING, INC. HEALTH AND WELFARE BENEFIT PLAN

$1.3M

$78K

ANTHEM HEALTH PLANS OF KENTUCKY, INC.