Welfare broker

FSAB LLC

Mailing address (most recent filing)

136 BRECKENRIDGE LANE

LOUISVILLE, KY 40207

Total comp: $1.4M
Commissions: $1.4M
Fees: $128
Filings: 7
Sponsors: 7

Carrier mix

Where FSAB LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ANTHEM LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ANTHEM LIFE INSURANCE COMPANY	2	$33.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KY	2	$33.1M	0.0%	19.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FSAB LLC's plans by broker comp / premium ratio. Median 5.93% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of FSAB LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where FSAB LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ST MATTHEWS AREA CHAMBER OF COMMERCE INC SMACC TRADE ASSOCIATION PLAN(S)	KY	$31.7M	$1.9M	ANTHEM BLUE CROSS BLUE SHIELD
GRACELAND MANAGEMENT SERVICES, LLC GRACELAND MANAGEMENT SERVICES, LLC HEALTH PLAN	KY	$1.4M	$82K	ANTHEM HEALTH PLANS OF KY, INC.