Welfare broker

STERLING G THOMPSON COMPANY LLC

Mailing address (most recent filing)

401 WEST MAIN STREET, SUITE 1200

LOUISVILLE, KY 40202

Total comp: $2.8M
Commissions: $2.7M
Fees: $102K
Filings: 26
Sponsors: 26

Carrier mix

Where STERLING G THOMPSON COMPANY LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RELIASTAR LIFE INSURANCE COMPANY28.6%
UNITEDHEALTHCARE INSURANCE COMPANY14.3%
STANDARD INSURANCE COMPANY14.3%
METROPOLITAN LIFE INSURANCE COMPANY14.3%
DELTA DENTAL OF CALIFORNIA14.3%
ANTHEM LIFE INSURANCE COMPANY14.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RELIASTAR LIFE INSURANCE COMPANY	2	$798K	28.6%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.7M	14.3%
STANDARD INSURANCE COMPANY	1	$216K	14.3%
METROPOLITAN LIFE INSURANCE COMPANY	1	$54K	14.3%
DELTA DENTAL OF CALIFORNIA	1	$232K	14.3%
ANTHEM LIFE INSURANCE COMPANY	1	$867K	14.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KY	6	$2.2M	0.1%	16.89x
IN	1	$2.7M	0.0%	4.85x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STERLING G THOMPSON COMPANY LLC's plans by broker comp / premium ratio. Median 5.64% vs welfare-wide median 6.29% (n=7).

Prospect-flag exposure · vs market baseline

Share of STERLING G THOMPSON COMPANY LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-7 of 7 sponsors where STERLING G THOMPSON COMPANY LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FIRST UROLOGY, PSC FIRST UROLOGY, PSC WELFARE BENEFIT PLAN	IN	$2.7M	$153K	UNITEDHEALTHCARE INSURANCE COMPANY
LANTECH.COM LLC LANTECH'S WELFARE BENEFIT PLAN	KY	$442K	$63K	RELIASTAR LIFE INSURANCE COMPANY
ZOELLER COMPANY ZOELLER COMPANY LIFE, AD&D, AND LTD	KY	$356K	$44K	RELIASTAR LIFE INSURANCE COMPANY
ASHBOURNE ENTERPRISES ASHBOURNE ENTERPRISES WELFARE BENEFIT PLAN	KY	$867K	$27K	ANTHEM HEALTH PLANS OF KENTUCKY, INC.
TMC ACQUISITION LLC TAILOR MADE COMPOUNDING	KY	$216K	$12K	STANDARD INSURANCE COMPANY
ZOELLER COMPANY PREPAID DENTAL CARE PLAN	KY	$232K	$12K	DELTA DENTAL OF KENTUCKY
ZOELLER COMPANY ZOELLER VISION PLAN	KY	$54K	$5K	METROPOLITAN LIFE INSURANCE COMPANY