Welfare broker

FREEMAN WILL & NIEMEIER

Mailing address (most recent filing)

1919 W. FRANKLIN STREET

EVANSVILLE, IN 477190930

Total comp: $68K
Commissions: $68K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where FREEMAN WILL & NIEMEIER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PARAMOUNT DENTAL100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PARAMOUNT DENTAL	1	$133K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IN	1	$133K	0.0%	33.97x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FREEMAN WILL & NIEMEIER's plans by broker comp / premium ratio. Median 9.61% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of FREEMAN WILL & NIEMEIER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FREEMAN WILL & NIEMEIER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HARDING SHYMANSKI & COMPANY PSC HARDING SHYMANSKI & COMPANY PSC WELFARE BENEFIT PLAN	IN	$133K	$13K	PARAMOUNT DENTAL