| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN LLC DBA MAG&ASSO | 1914 W.C. STREET JENKS, OK 74037 | COMMUNITY CARE | — | $54K | $54K | 5.71% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN LLC DBA MAG&ASSO | 1914 WEST C STREET JENKS, OK 74037 | AETNA LIFE INSURANCE COMPANY | $7K | — | $7K | 6.83% |
| MICHAEL ARTHUR KIRK3 Filed as: MICHAEL KIRK | 4150 S 100TH EAST AVE STE 101 TULSA, OK 74146 | AFLAC | $5K | $145 | $5K | 9.15% |
| BRENDA FREEMAN3 | 7051 JOHNSTON ROAD OKMULGEE, OK 74447 | AFLAC | $4K | $210 | $4K | 7.53% |
| MELISSA S PARCHMAN LLC3 | 1914 W. C STREET JENKS, OK 74037 | AFLAC | $4K | — | $4K | 7.34% |
| TRAVIS HURT3 | 18446 S 154TH EAST AVE BIXBY, OK 74008 | AFLAC | $2K | $59 | $2K | 3.23% |
| PATSY A TETREAULT3 Filed as: PATSY TETREAULT | 6621 W SKYLINE DRIVE TULSA, OK 74107 | AFLAC | $228 | — | $228 | 0.40% |
| CHRISTOPHER COCKBURN3 | 109 N PLAZA CT VAN BUREN, AR 72956 | AFLAC | $81 | — | $81 | 0.14% |
| NANCY K BLOCKER3 Filed as: NANCY MACKEY | 4161 E 48TH PL TULSA, OK 74135 | AFLAC | $66 | — | $66 | 0.11% |
| TONYA SUE ELMORE3 Filed as: TONYA ELMORE | 1930 S HIGHWAY 71 E MANSFIELD, AR 72944 | AFLAC | $62 | — | $62 | 0.11% |
| MITCHELL M ALLNER3 Filed as: MITCHELL ALLNER | 607 N DOUGLAS ST JENKS, OK 74037 | AFLAC | $49 | — | $49 | 0.09% |
| JOHN A WILLIAMS COMPANY INC3 | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $39 | — | $39 | 0.07% |
| ROGER MURRAY JOHNSON3 Filed as: ROGER JOHNSON | 309 HIGHLAND DR ROLAND, OK 74954 | AFLAC | $35 | — | $35 | 0.06% |
| SHANE M OWEN3 Filed as: SHANE OWEN | 3000 UNITED FOUNDERS BLVD STE 248 OKLAHOMA CITY, OK 73112 | AFLAC | $32 | — | $32 | 0.06% |
| DAVID J MCCLELLAN3 Filed as: DAVID CIAMPOLI | 349 ANTIETAM DR BOSSIER CITY, LA 71112 | AFLAC | $29 | — | $29 | 0.05% |
| CATALYST BENEFITS GROUP LLC3 | 1135 E 33RD PL TULSA, OK 74105 | AFLAC | $28 | — | $28 | 0.05% |
| JOHN ROBERT DE LARIOS3 Filed as: JOHN DE LARIOS | 119 TAMAROCK CV HOLLY LAKE RANCH, TX 75765 | AFLAC | $26 | — | $26 | 0.05% |
| MOFFATT DESIGNS LLC3 | 1221 LAMPLIGHTER LANE EDMOND, OK 73034 | AFLAC | $24 | — | $24 | 0.04% |
| PAUL B BROUCHOUD3 Filed as: PAUL BROUCHOUD | 604 MARK DR DEL CITY, OK 73115 | AFLAC | $18 | — | $18 | 0.03% |
| JOSHUA C ROLAN3 Filed as: JOSHUA ROLAN | 704 SEMINOLE DR PAULS VALLEY, OK 73075 | AFLAC | $18 | — | $18 | 0.03% |
| EUGENIA JENKS-WHITSITT3 | 1210 CANSLER DR ENID, OK 73703 | AFLAC | $16 | — | $16 | 0.03% |
| DARIN WHITSITT3 | 1210 CANSLER DR ENID, OK 73703 | AFLAC | $10 | — | $10 | 0.02% |
| PAULA K BOOKOUT3 Filed as: PAULA BOOKOUT | 1037 E 57TH PL UNIT 4 TULSA, OK 74105 | AFLAC | $9 | — | $9 | 0.02% |
| APRIL MARIE HUDGENS3 Filed as: APRIL HUDGENS | PO BOX 450053 GROVE, OK 74345 | AFLAC | $7 | — | $7 | 0.01% |
| WESTON WHITSITT3 | 1354 CHEYENNE AVE ENID, OK 73703 | AFLAC | $5 | — | $5 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AFLAC | $4 | — | $4 | 0.01% |
| DEREK J COMAGES3 Filed as: DEREK COMAGES | 631-5 HC 60 BOX CHECOTAH, OK 74426 | AFLAC | $3 | — | $3 | 0.01% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA PARCHMAN DBA MAGOON & ASSOC | 1914 WEST C STREET JENKS, OK 74037 | VSP VISION CARE INC. | $2K | — | $2K | 8.00% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN LLC DBA MAG&ASSO | 1914 WEST C STREET JENKS, OK 74037 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $915 | — | $915 | 11.16% |
| THE ABACUS GROUP LLC3 | 2541 LAFAYETTE PLAZA DRIVE ALBANY, GA 31707 | UNION SECURITY INSURANCE COMPANY | $457 | — | $457 | 11.81% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN LLC DBA MAG&ASSO | 1914 WEST C STREET JENKS, OK 74037 | UNION SECURITY INSURANCE COMPANY | $229 | — | $229 | 5.92% |
| ADMINISTRATIVE SERVICES, INC.5 Filed as: ADMINISTRATIVE SERVICES, INC | 111 QUEEN ANNE AVE. NORTH, STE 200 SEATTLE, WA 981094955 | UNION SECURITY INSURANCE COMPANY | — | $166 | $166 | 4.29% |
| SHANNON YOUNG3 | 10600 S PENN STE 16 PMB 174 OKLAHOMA CITY, OK 73170 | UNION SECURITY INSURANCE COMPANY | $91 | — | $91 | 2.35% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS PERRIN FORSTER & CROSBY, INC | MELLON BANK CENTER 1735 MARKET ST PHILIADELPHIA, PA 191037501 | UNION SECURITY INSURANCE COMPANY | — | $58 | $58 | 1.50% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN LLC DBA MAG&ASSO | 1914 WEST C STREET JENKS, OK 74037 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $173 | — | $173 | 9.98% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA PARCHMAN | 1419 S. UTICA TULSA, OK 74104 | 5STAR LIFE INSURANCE COMPANY | $33 | — | $33 | 1.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY CARE | 135 | $937K |
| Dental | AETNA LIFE INSURANCE COMPANY | 137 | $101K |
| Vision | VSP VISION CARE INC. | 68 | $20K |
| Life insurance(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 137 | $104K |
| Short-term disability(3 contracts, 3 carriers) | AFLAC | 61 | $70K |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 137 | $101K |
| Other(4 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 150 | $168K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 150 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.