| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA PARCHMAN DBA MAGOON & ASSOC | 1914 WEST C STREET JENKS, OK 74037 | COMMUNITY CARE | $60K | — | $60K | 4.39% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA PARCHMAN DBA MAGOON & ASSOC | 1914 WEST C STREET JENKS, OK 74037 | DELTA DENTAL | $6K | — | $6K | 6.00% |
| BRENDA FREEMAN3 | 7051 JOHNSTON RD OKMULGEE, OK 74447 | AFLAC | $4K | $109 | $4K | 4.78% |
| MELISSA S PARCHMAN LLC3 | 1914 W C STREET JENKS, OK 74037 | AFLAC | $3K | — | $3K | 3.48% |
| CHRISTOPHER HAGER3 Filed as: CHRISTOPHER WHEELER | 3377 S 207TH EAST AVE BROKEN ARROW, OK 74014 | AFLAC | $2K | $25 | $2K | 2.04% |
| MICHAEL ARTHUR KIRK3 | 31008 E 101ST ST S COWETA, OK 74429 | AFLAC | $1K | — | $1K | 1.43% |
| JOHN N KARR3 | 907 S DETROIT AVE STE 905 TULSA, OK 74120 | AFLAC | $970 | $25 | $995 | 1.16% |
| SANDRA L MATHIS3 | 14911 S 4220 RD CLAREMORE, OK 74017 | AFLAC | $463 | — | $463 | 0.54% |
| TRAVIS D HURT3 | 18446 S 154TH EAST AVE BIXBY, OK 74008 | AFLAC | $343 | — | $343 | 0.40% |
| TRACI KIRK3 | 31008 E 101ST ST S COWETA, OK 74429 | AFLAC | $150 | — | $150 | 0.17% |
| IAGENTTCB LLC3 | 14911 S 4220 RD CLAREMORE, OK 74017 | AFLAC | $117 | — | $117 | 0.14% |
| NANCY K BLOCKER3 | 1919 E 35TH PL TULSA, OK 74105 | AFLAC | $75 | — | $75 | 0.09% |
| PATSY A TETREAULT3 | 6621 W SKYLINE DR TULSA, OK 74107 | AFLAC | $74 | — | $74 | 0.09% |
| MITCHELL MARK ALLNER3 | 11911 S BIRCH AVE JENKS, OK 74037 | AFLAC | $57 | — | $57 | 0.07% |
| INSZONE INSURANCE SERVICES LLC3 | 1135 E 33RD PL TULSA, OK 74105 | AFLAC | $32 | — | $32 | 0.04% |
| ANTHONY SCROGGINS3 | 7546 S SANDUSKY AVE TULSA, OK 74136 | AFLAC | $28 | — | $28 | 0.03% |
| JOHN ROBERT DE LARIOS3 | 119 TAMARACK CV HOLLY LAKE RANCH, TX 75765 | AFLAC | $27 | — | $27 | 0.03% |
| JOHN A WILLIAMS COMPANY INC3 | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $19 | — | $19 | 0.02% |
| SHANE M OWEN3 | 8413 NW 106TH ST OKLAHOMA CITY, OK 73162 | AFLAC | $10 | — | $10 | 0.01% |
| HAL W MOFFATT3 | 1221 LAMPLIGHTER LN EDMOND, OK 73034 | AFLAC | $10 | — | $10 | 0.01% |
| JOSHUA C ROLAN3 | 704 SEMINOLE DR PAULS VALLEY, OK 73075 | AFLAC | $8 | — | $8 | 0.01% |
| PAUL B BROUCHOUD3 | 7401 RUSTIC CREEK RD OKLAHOMA CITY, OK 73165 | AFLAC | $8 | — | $8 | 0.01% |
| MELISSA S PARCHMANLLC3 | 1914 W C STREET JENKS, OK 74037 | TRANSAMERICA LIFE INSURANCE COMPANY | $854 | — | $854 | 2.18% |
| VOLUNTARY BENEFITS AT WORK3 Filed as: VOLUNTARY BENEFITSAT WORK | 1090 HERSHEY DRIVE SE MARIETTA, GA 30062 | TRANSAMERICA LIFE INSURANCE COMPANY | $620 | — | $620 | 1.59% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | TRANSAMERICA LIFE INSURANCE COMPANY | $558 | — | $558 | 1.43% |
| JASON B WEST3 | 1701 BASS RD SUITE 200 MACON, GA 31210 | TRANSAMERICA LIFE INSURANCE COMPANY | $285 | — | $285 | 0.73% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA PARCHMAN DBA MAGOON & ASSOC | 1914 WEST C STREET JENKS, OK 74037 | VSP VISION CARE INC. | $3K | — | $3K | 8.08% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN LLC DBA MAG&ASSO | 1914 W C STREET JENKS, OK 74037 | DEARBORN LIFE INSURANCE COMPANY | $547 | — | $547 | 4.87% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN LLC DBA MAG&ASSO | 1914 WEST C STREET JENKS, OK 74037 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $283 | — | $283 | 9.99% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN LLC DBA MAG&ASSO | 1914 WEST C STREET JENKS, OK 74037 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $297 | — | $297 | 11.67% |
| MAGOON & ASSOCIATES INC.3 | 1914 W. C STREET JENKS, OK 74037 | 5STAR LIFE INSURANCE COMPANY | $39 | — | $39 | 1.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 175 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 175 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY CARE | 175 | $1.4M |
| Dental | DELTA DENTAL | 109 | $99K |
| Vision | VSP VISION CARE INC. | 96 | $33K |
| Life insurance(4 contracts, 4 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 189 | $55K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 51 | $88K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 189 | $11K |
| Other(4 contracts, 4 carriers) | AFLAC | 189 | $101K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 189 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.