| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MELISSA S PARCHMAN LLC3 | 1914 WEST C STREET JENKS, OK 74037 | BLUECROSS BLUESHIELD OF OKLAHOMA | $69K | — | $69K | 5.38% |
| BRENDA FREEMAN3 | 7051 JOHNSTON RD OKMULGEE, OK 74447 | AFLAC | $4K | $339 | $4K | 5.06% |
| MELISSA S PARCHMAN LLC3 | 1914 W C STREET JENKS, OK 74037 | AFLAC | $3K | — | $3K | 4.08% |
| MICHAEL ARTHUR KIRK3 | 8401 S 4TH ST BROKEN ARROW, OK 74011 | AFLAC | $3K | $120 | $3K | 3.46% |
| SANDRA MATHIS3 Filed as: SANDRA L MATHIS | 14911 S 4220 RD CLAREMORE, OK 74017 | AFLAC | $1K | $123 | $2K | 2.01% |
| TRACI KIRK3 | 8401 S 4TH ST BROKEN ARROW, OK 74011 | AFLAC | $593 | $188 | $781 | 1.00% |
| TRAVIS D HURT3 | 18446 S 154TH EAST AVE BIXBY, OK 74008 | AFLAC | $576 | — | $576 | 0.74% |
| IAGENTTCB LLC3 | 14911 S 4220 RD CLAREMORE, OK 74017 | AFLAC | $294 | — | $294 | 0.38% |
| PATSY A TETREAULT3 | 6621 W SKYLINE DR TULSA, OK 74107 | AFLAC | $135 | — | $135 | 0.17% |
| ANTHONY SCROGGINS3 | 7546 S SANDUSKY AVE TULSA, OK 74136 | AFLAC | $77 | — | $77 | 0.10% |
| NANCY K BLOCKER3 | 1919 E 35TH PL TULSA, OK 74105 | AFLAC | $75 | — | $75 | 0.10% |
| MITCHELL M ALLNER3 | 701 W 101ST PL S APT. 1801 JENKS, OK 74037 | AFLAC | $57 | — | $57 | 0.07% |
| DANNY PRYOR3 | 6255 E 145TH ST N COLLINSVILLE, OK 74021 | AFLAC | $47 | — | $47 | 0.06% |
| CATALYST BENEFITS GROUP LLC3 | 1135 E 33RD PL TULSA, OK 74105 | AFLAC | $32 | — | $32 | 0.04% |
| JOHN A WILLIAMS COMPANY INC3 | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $30 | — | $30 | 0.04% |
| JOHN N KARR3 | 907 S DETROIT AVE STE 905 TULSA, OK 74120 | AFLAC | $30 | — | $30 | 0.04% |
| JOHN ROBERT DE LARIOS3 | 119 TAMARACK CV HOLLY LAKE RANCH, TX 75765 | AFLAC | $27 | — | $27 | 0.03% |
| SHANE M OWEN3 | 8413 NW 106TH ST OKLAHOMA CITY, OK 73162 | AFLAC | $18 | — | $18 | 0.02% |
| MOFFATT DESIGNS LLC3 | 1221 LAMPLIGHTER LN EDMOND, OK 73034 | AFLAC | $18 | — | $18 | 0.02% |
| PAUL B BROUCHOUD3 | 604 MARK DR DEL CITY, OK 73115 | AFLAC | $9 | — | $9 | 0.01% |
| JOSHUA C ROLAN3 | 704 SEMINOLE DR PAULS VALLEY, OK 73075 | AFLAC | $9 | — | $9 | 0.01% |
| PAULA K BOOKOUT3 | 1037 E 57TH PL UNIT 4 TULSA, OK 74105 | AFLAC | $9 | — | $9 | 0.01% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN LLC DBA MAG&ASSO | 1914 W C STREET JENKS, OK 74037 | DEARBORN LIFE INSURANCE COMPANY | $5K | — | $5K | 13.03% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA PARCHMAN DBA MAGOON & ASSOC | 1914 WEST C STREET JENKS, OK 74037 | VSP VISION CARE INC. | $2K | — | $2K | 8.12% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN LLC DBA MAG&ASSO | 1914 WEST C STREET JENKS, OK 74037 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $387 | — | $387 | 11.89% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN LLC DBA MAG&ASSO | 1914 WEST C STREET JENKS, OK 74037 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $238 | — | $238 | 10.01% |
| MADISON-MID ATLANTIC REGION3 Filed as: MADISON - MID ATLANTIC REGION | 1241 JOHN Q HAMMONS DR MADISON, WI 53717 | UNION SECURITY INSURANCE COMPANY | $116 | — | $116 | 6.22% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN LLC DBA MAG&ASSO | 1914 WEST C STREET JENKS, OK 74037 | UNION SECURITY INSURANCE COMPANY | $102 | — | $102 | 5.47% |
| THE ABACUS GROUP LLC3 | 2541 LAFAYETTE PLAZA DRIVE ALBANY, GA 31707 | UNION SECURITY INSURANCE COMPANY | $87 | — | $87 | 4.66% |
| DISABILITY RMS5 Filed as: DISABILITY RMS, INC. | ONE RIVERFRONT PLAZA WESTBROOK, ME 04092 | UNION SECURITY INSURANCE COMPANY | — | $80 | $80 | 4.29% |
| SHANNON YOUNG3 | 10600 S PENN STE 16 PMB 174 OKLAHOMA CITY, OK 73170 | UNION SECURITY INSURANCE COMPANY | $40 | — | $40 | 2.14% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS PERRIN FORSTER & CROSBY, INC | MELLON BANK CENTER 1735 MARKET ST PHILADELPHIA, PA 191037501 | UNION SECURITY INSURANCE COMPANY | — | $28 | $28 | 1.50% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA PARCHMAN | 1419 S. UTICA TULSA, OK 74104 | 5STAR LIFE INSURANCE COMPANY | $240 | — | $240 | 23.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 159 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 159 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 159 | $1.3M |
| Dental | BLUECROSS BLUESHIELD OF OKLAHOMA | 159 | $1.3M |
| Vision | VSP VISION CARE INC. | 84 | $25K |
| Life insurance(3 contracts, 3 carriers) | DEARBORN LIFE INSURANCE COMPANY | 155 | $41K |
| Short-term disability(3 contracts, 3 carriers) | AFLAC | 46 | $83K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 155 | $38K |
| Other(4 contracts, 4 carriers) | AFLAC | 155 | $120K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 159 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.