| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN LLC DBA MAGOON & | 1914 WEST C STREET JENKS, OK 74037 | COMMUNITY CARE | $0 | $53K | $53K | 5.64% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN LLC DBA MAGOON & | 1914 WEST C STREET JENKS, OK 74037 | AETNA LIFE INSURANCE COMPANY | $6K | — | $6K | 6.50% |
| MICHAEL ARTHUR KIRK3 | 9726 E 42ND STREET SUITE 201 TULSA, OK 74146 | AFLAC | $3K | $223 | $3K | 7.90% |
| BRENDA FREEMAN3 Filed as: BRENDA J FREEMAN | 7051 JOHNSTON ROAD OKMULGEE, OK 74447 | AFLAC | $3K | $190 | $3K | 7.30% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN | 1914 WEST C STREET JENKS, OK 74037 | AFLAC | $3K | — | $3K | 6.63% |
| TRAVIS D HURT3 | 18446 S 154TH EAST AVE BIXBY, OK 74008 | AFLAC | $1K | $75 | $1K | 2.98% |
| PATSY A TETREAULT3 | 6621 W SKYLINE DRIVE TULSA, OK 74107 | AFLAC | $288 | — | $288 | 0.65% |
| APRIL MARIE HUDGENS3 | PO BOX 450053 GROVE, OK 74345 | AFLAC | $168 | — | $168 | 0.38% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 615 E BRITTON RD OKLAHOMA CITY, OK 73114 | AFLAC | $112 | — | $112 | 0.25% |
| DEREK J COMAGES3 | 631-5 HC 60 BOX CHECOTAH, OK 74426 | AFLAC | $68 | — | $68 | 0.15% |
| JOHN ROBERT DE LARIOS3 | 4306 W TOLEDO CT BROKEN ARROW, OK 74012 | AFLAC | $55 | — | $55 | 0.12% |
| NORA SANCHEZ3 | 2128 S MEMORIAL DRIVE TULSA, OK 74129 | AFLAC | $20 | $31 | $51 | 0.12% |
| JOHN A WILLIAMS COMPANY INC3 | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $44 | $4 | $48 | 0.11% |
| NANCY K BLOCKER3 Filed as: NANCY K MACKEY | 3631 E 48TH PLACE TULSA, OK 74135 | AFLAC | $30 | — | $30 | 0.07% |
| MITCHELL M ALLNER3 | 607 N DOUGLAS ST JENKS, OK 74037 | AFLAC | $23 | — | $23 | 0.05% |
| EUGENIA JENKS-WHITSITT3 Filed as: EUGENIA J JENKS-WHITSITT | 1210 CANSLER DRIVE ENID, OK 73703 | AFLAC | $16 | — | $16 | 0.04% |
| JOHN N KARR3 Filed as: JOHN KARR | 5746 E SKELLY DRIVE TULSA, OK 74135 | AFLAC | $9 | $6 | $15 | 0.03% |
| CATALYST BENEFITS GROUP LLC3 | 1135 E 33RD PL TULSA, OK 74105 | AFLAC | $13 | — | $13 | 0.03% |
| DARIN WHITSITT3 Filed as: DARIN S WHITSITT | 1210 CANSLER DR ENID, OK 73703 | AFLAC | $10 | — | $10 | 0.02% |
| SHANE M OWEN3 | 3000 UNITED FOUNDERS BLVD STE 248 OKLAHOMA CITY, OK 73112 | AFLAC | $10 | — | $10 | 0.02% |
| PAULA K BOOKOUT3 | 1037 E 57TH PL UNIT 4 TULSA, OK 74105 | AFLAC | $9 | — | $9 | 0.02% |
| WESTON WHITSITT3 Filed as: WESTON S WHITSITT | 1210 CANSLER DRIVE ENID, OK 73703 | AFLAC | $5 | — | $5 | 0.01% |
| MOFFAT DESIGNS LLC3 | 1221 LAMPLIGHTER LANE EDMOND, OK 73034 | AFLAC | $2 | — | $2 | 0.00% |
| JOSHUA C ROLAN3 | 704 SEMINOLE DRIVE PAULS VALLEY, OK 73075 | AFLAC | $2 | — | $2 | 0.00% |
| PAULA B BROUGHOUD3 | 604 MARK DR DEL CITY, OK 73115 | AFLAC | $2 | — | $2 | 0.00% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN LLC DBA MAGOON & | 1914 WEST C STREET JENKS, OK 74037 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 18.35% |
| MELISSA S PARCHMAN LLC3 | 1914 WEST C STREET JENKS, OK 74037 | 5STAR LIFE INSURANCE COMPANY | $409 | — | $409 | 12.86% |
| HOME OFFICE TPA PAYS COMMISSION3 Filed as: HOME OFFICE | 777 RESEARCH DRIVE LINCOLN, NE 68521 | 5STAR LIFE INSURANCE COMPANY | $18 | — | $18 | 0.57% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S PARCHMAN LLC DBA MAGOON & | 1914 WEST C STREET JENKS, OK 74037 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $138 | — | $138 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | COMMUNITY CARE | 141 | $956K |
| Dental | AETNA LIFE INSURANCE COMPANY | 136 | $93K |
| Life insurance(4 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 136 | $141K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 57 | $44K |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 136 | $93K |
| Other(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 150 | $138K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 150 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.