| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANTHONY J ALFRED INS CORP3 | 1217 MUSEUM DR HOUMA, LA 70360 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $70K | $2K | $72K | 33.48% |
| ANTHONY J ALFRED INS CORP3 | 1217 MUSEUM DR HOUMA, LA 70360 | STARMOUNT LIFE INSURANCE COMPANY | $5K | — | $5K | 10.83% |
| CRESCENT CITY BENEFITS INS3 | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | — | $5K | 13.73% |
| MUSTIN BRIAN PATRICK3 | 4217 HWY 311 HOUMA, LA 70360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 4.94% |
| HEBERT KRISTI N3 | 588 B CORPORATE DRIVE HOUMA, LA 70360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 3.72% |
| CRESCENT CITY BENEFITS INS3 | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6K | — | $6K | 18.21% |
| MUSTIN BRIAN PATRICK3 | 5328 HWY 311 HOUMA, LA 70360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 7.85% |
| HEBERT KRISTI N3 | 588 B CORPORATE DRIVE HOUMA, LA 70360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 6.40% |
| BRIAN PATUREAU LLC3 | 229 RUE CHANTILLY COVINGTON, LA 70433 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | — | $18 | 0.05% |
| CRESCENT CITY BENEFITS INS3 | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | — | $18 | 0.05% |
| KELLY & ASSOCIATES INSURANCE GROUP3 Filed as: KELLY & ASSOC INS GROUP INC | 1 KELLY WAY SPARKS GLENCOE, MD 21152 | HARTFORD LIFE AND ACCIDENT | $0 | — | $0 | 0.00% |
| MISTY DETIVEAUX3 Filed as: MISTY LYNN DETIVEAUX | 735 BAYOU DULARGE RD HOUMA, LA 70363 | AFLAC | $312 | — | $312 | 3.74% |
| TESSIE P CANTRELLE3 | 3112 LILLIAN MARIE DR GRAY, LA 70359 | AFLAC | $198 | — | $198 | 2.37% |
| DARREN JOSEPH VERDIN3 | 4661 W PARK AVE BLDG A HOUMA, LA 70364 | AFLAC | $167 | — | $167 | 2.00% |
| MASON C LEE3 | 2507 NASH ST NW WILSON, NC 27896 | AFLAC | $74 | — | $74 | 0.89% |
| CORY C BROUSSARD3 | 3415 VALERY RD NEW IBERIA, LA 70560 | AFLAC | $59 | — | $59 | 0.71% |
| HEATHER BASCLE3 | 1363 DOCTOR BEATROUS RD THERIOT, LA 70397 | AFLAC | $37 | — | $37 | 0.44% |
| ROGER A PISANI3 | 1207 BROYLES ST YOUNGSVILLE, LA 70592 | AFLAC | $31 | — | $31 | 0.37% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $30 | — | $30 | 0.36% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $29 | — | $29 | 0.35% |
| JOHN J BASCLE3 Filed as: JOHN JUDE BASCLE | 1363 DOCTOR BEATROUS RD THERIOT, LA 70397 | AFLAC | $26 | — | $26 | 0.31% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $16 | — | $16 | 0.19% |
| JUNE ZERINGUE3 | 132 ORMOND MEADOWS DR DESTREHAN, LA 70047 | AFLAC | $11 | — | $11 | 0.13% |
| ERROL B WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $3 | — | $3 | 0.04% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $2 | — | $2 | 0.02% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $2 | — | $2 | 0.02% |
| BYRON KEITH BURRELL3 | 364 ARKAVALLEY RD GREENBRIER, AR 72058 | AFLAC | $2 | — | $2 | 0.02% |
| RYAN BENTON WILLIAMS3 | 12526 LAKE LAMOND AVE BATON ROUGE, LA 70816 | AFLAC | $2 | — | $2 | 0.02% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $1 | — | $1 | 0.01% |
| JEREMY M PARFAIT3 | 3500 N CAUSEWAY BLVE SUITE 1200 METAIRIE, LA 70002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $110 | — | $110 | 1.74% |
| DARREN JOSEPH VERDIN3 Filed as: DARREN VERDIN | 4661 WEST PARK AVE STE A HOUMA, LA 70364 | CONTINENTAL AMERICAN INSURANCE COMPANY | $95 | — | $95 | 1.50% |
| MISTY DETIVEAUX3 | 735 BAYOU DULARGE RD HOUMA, LA 70363 | CONTINENTAL AMERICAN INSURANCE COMPANY | $90 | — | $90 | 1.42% |
| KATHY M ROBINSON3 | 4029 CLERMONT DRIVE NEW ORLEANS, LA 70122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $85 | — | $85 | 1.35% |
| JAMES E VOGELAAR3 | 150 GRUNER RD METAIRIE, LA 70001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.76% |
| MISTY DETIVEAUX3 | 735 BAYOU DULARGE RD HOUMA, LA 70363 | CONTINENTAL AMERICAN INSURANCE COMPANY | $42 | — | $42 | 0.66% |
| DEBORAH KASS3 | 757 HOLYOKE PL GRETNA, LA 70056 | CONTINENTAL AMERICAN INSURANCE COMPANY | $42 | — | $42 | 0.66% |
| BRITTANY A TALLENT3 | 1814 EASTERN HILLS GARLAND, TX 75043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.28% |
| TESSIE P CANTRELLE3 | 1340 WEST TUNNEL BLVD SUITE 650 HOUOMA, LA 70360 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.17% |
| CINDY ATWELL3 | 1322 7TH ST LAS VEGAS, NM 87701 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.17% |
| SIEGAN J VERGENAL3 | 172 HERITAGE PARKWAY BROUSSARD, LA 70518 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.16% |
| S LLC HEC BENEFIT SOLUTION3 | PO BOX 84478 BATON ROUGE, LA 70884 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.13% |
| ROGER A PISANI3 | 809 LUCERNE DRIVE NEW IBERIA, LA 70563 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.13% |
| JANE G GALEY3 | 4134 FLORIDA AVE STE 100 KENNER, LA 70065 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.08% |
| CARLOS D ESPINOSA3 | 1164 ROBERT MALLET RD ARNAUDVILLE, LA 70512 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.05% |
| SCOTT C MARTINA3 | 4134 FLORIDA AVE STE 100 KENNER, LA 70065 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| RYAN BENTON WILLIAMS3 Filed as: RYAN B WILLIAMS | 1132 POMPEY DRIVE BATON ROUGE, LA 70816 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| ERIN K GIUSTI3 | 4828 FOLSE DR METAIRIE, LA 70006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| ANTHONY J ALFRED INS CORP3 | 1217 MUSEUM DR HOUMA, LA 70360 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $49K | $14K | $63K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 534 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 534 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 1,285 | $0 |
| Dental | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 1,285 | $0 |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 442 | $50K |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 566 | $215K |
| Short-term disability(3 contracts, 3 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 149 | $52K |
| Long-term disability(2 contracts, 2 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 566 | $239K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 1,285 | $0 |
| Other(5 contracts, 5 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 566 | $290K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,285 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.