Welfare broker

ERIN K GIUSTI

Mailing address (most recent filing)

4828 FOLSE DRIVE

METAIRIE, LA 70006

Total comp: $58K
Commissions: $58K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where ERIN K GIUSTI places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AMERITAS LIFE INSURANCE CORP.100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AMERITAS LIFE INSURANCE CORP.	1	$231K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$231K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ERIN K GIUSTI's plans by broker comp / premium ratio. Median 40.97% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ERIN K GIUSTI's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ERIN K GIUSTI is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CLINICS OF NORTH TEXAS, LLP CLINICS OF NORTH TEXAS, LLP EMPLOYEE BENEFITS PLAN	TX	$231K	$94K	AMERICAN PUBLIC LIFE INSURANCY COMPANY