| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALFORD STAPLES LAPEYRE & ROBICHAUX3 Filed as: ALFORD INSURANCE CORP | PO BOX 910 HOUMA, LA 70361 | AETNA LIFE INSURANCE CO | $29K | — | $29K | 16.03% |
| ANTHONY J ALFRED INS CORP3 Filed as: ANTHONY J ALFORD INSCORP | 1217 MUSEUM DR HOUMA, LA 70360 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $25K | $6K | $31K | 25.00% |
| KATHY M ROBINSON3 | 4029 CLERMONT DRIVE NEW ORLEANS, LA 70122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12K | — | $12K | 13.32% |
| JEREMY M PARFAIT3 | 3500 N CAUSEWAY BLVD STE 1200 METAIRIE, LA 70002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 5.53% |
| DANA LINDSEY3 | 1514 ENNIS JOSLIN RD APT 516 CORPUS CHRISTI, TX 78412 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 4.79% |
| HONGDIEM T LY3 | 9489 CHARDON CIRCLE APT 111 WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 3.94% |
| DEBORAH KASS3 | 757 HOLYOKE PL GRETNA, LA 70056 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 3.92% |
| JAMES E VOGELAAR3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.37% |
| BRITTANY A TALLENT3 | 1814 EASTERN HILLS GARLAND, TX 75043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.27% |
| MISTY DETIVEAUX3 | 735 BAYOU DULARGE RD HOUMA, LA 70363 | CONTINENTAL AMERICAN INSURANCE COMPANY | $907 | — | $907 | 1.01% |
| SHAWN M VINJU3 | 3500 N CAUSEWAY BLVD METAIRIE, LA 70001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $889 | — | $889 | 0.99% |
| DARREN JOSEPH VERDIN3 Filed as: DARREN VERDIN | 4661 WEST PARK AVE STE A HOUMA, LA 70364 | CONTINENTAL AMERICAN INSURANCE COMPANY | $850 | — | $850 | 0.94% |
| MISTY DETIVEAUX3 | 735 BAYOU DULARGE RD HOUMA, LA 70363 | CONTINENTAL AMERICAN INSURANCE COMPANY | $757 | — | $757 | 0.84% |
| ALEXANDER A ARTMAN3 | 15321 YARDARM CT CORPUS CHRISTI, TX 78418 | CONTINENTAL AMERICAN INSURANCE COMPANY | $457 | — | $457 | 0.51% |
| DEXTER DETIVEAUX3 | 735 BAYOU DULARGE RD HOUMA, LA 70363 | CONTINENTAL AMERICAN INSURANCE COMPANY | $261 | — | $261 | 0.29% |
| TESSIE P CANTRELLE3 | 1340 WEST TUNNEL BLVD STE 650 HOUMA, LA 70360 | CONTINENTAL AMERICAN INSURANCE COMPANY | $150 | — | $150 | 0.17% |
| HEATHER BASCLE3 Filed as: HEATHER L BASCLE | 1363 DOCTOR BEAUTROUS RD THERIOT, LA 70397 | CONTINENTAL AMERICAN INSURANCE COMPANY | $140 | — | $140 | 0.16% |
| SIEGAN J VERGENAL3 | 172 HERITAGE PARKWAY BROUSSARD, LA 70518 | CONTINENTAL AMERICAN INSURANCE COMPANY | $115 | — | $115 | 0.13% |
| HEC BENEFIT SOLUTIONS LLC3 | PO BOX 84478 BATON ROUGE, LA 70884 | CONTINENTAL AMERICAN INSURANCE COMPANY | $113 | — | $113 | 0.13% |
| JOHN J BASCLE3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $112 | — | $112 | 0.12% |
| ROCKY B CUNNINGHAM JR3 Filed as: ROCKY CUNNINGHAM JR | PO BOX 84478 BATON ROUGE, LA 70884 | CONTINENTAL AMERICAN INSURANCE COMPANY | $102 | — | $102 | 0.11% |
| CINDY ATWELL3 | 106 E KILLARNEY DRIVE THIBODAUX, LA 70301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $81 | — | $81 | 0.09% |
| JANE G GALEY3 | 4134 FLORIDA AVE STE 100 KENNER, LA 70065 | CONTINENTAL AMERICAN INSURANCE COMPANY | $62 | — | $62 | 0.07% |
| SCOTT C MARTINA3 | 4134 FLORIDA AVE STE 100 KENNER, LA 70065 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.05% |
| ROGER A PISANI3 | 809 LUCERNE DRIVE NEW IBERIA, LA 70563 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | — | $39 | 0.04% |
| KEITH WILLIAM BELLE3 Filed as: KEITH W BELLE | 113 FLAGG PL BLDG 60 LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | — | $32 | 0.04% |
| CARLOS D ESPINOSA3 | 1164 ROBERT MALLET RD ARNAUDVILLE, LA 70512 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.02% |
| ERIN K GIUSTI3 | 2805 DIVISION ST STE 202 METAIRIE, LA 70002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.02% |
| RYAN BENTON WILLIAMS3 Filed as: RYAN B WILLIAMS | 1132 POMPEY DRIVE BATON ROUGE, LA 70816 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | 0.02% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.02% |
| AMY BARYLAK3 | 9421 SAINT ANDREWS CT DENHAM SPRINGS, LA 70726 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.01% |
| DEBORAH LEGROS3 Filed as: DEBORAH S LEGROS | 6769 WOOD IRON CORPUS CHRISTI, TX 78413 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.01% |
| ERIN K GIUSTI3 | 2805 DIVISION ST STE 202 METAIRIE, LA 70002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ANTHONY J ALFRED INS CORP3 Filed as: ANTHONY J ALFORD INSURANCE AGENCY | 1217 MUSEUM DRIVE HOUMA, LA 70360 | STARMOUNT LIFE INSURANCE COMPANY | $2K | — | $2K | 9.01% |
| MISTY DETIVEAUX3 Filed as: MISTY LYNN DETIVEAUX | 735 BAYOU DULARGE RD HOUMA, LA 70363 | AFLAC | $834 | — | $834 | 4.73% |
| TESSIE P CANTRELLE3 | 1340 W TUNNEL BLVD STE 650 HOUMA, LA 70360 | AFLAC | $387 | — | $387 | 2.19% |
| DARREN JOSEPH VERDIN3 | 4661 W PARK AVE STE A HOUMA, LA 70364 | AFLAC | $185 | — | $185 | 1.05% |
| MASON C LEE3 | 2507 NASH ST NW WILSON, NC 27896 | AFLAC | $150 | — | $150 | 0.85% |
| JOHN J BASCLE3 | 430 CORPORATE DR STE C HOUMA, LA 70360 | AFLAC | $131 | — | $131 | 0.74% |
| CORY C BROUSSARD3 | 3415 VALERY RD NEW IBERIA, LA 70560 | AFLAC | $68 | — | $68 | 0.39% |
| HEATHER BASCLE3 Filed as: HEATHER L BASCLE | 1363 DOCTOR BEATROUS RD THERIOT, LA 70397 | AFLAC | $62 | — | $62 | 0.35% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $58 | — | $58 | 0.33% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $57 | — | $57 | 0.32% |
| JUNE ZERINGUE3 | 132 ORMOND MEADOWS DR DESTREHAN, LA 70047 | AFLAC | $39 | — | $39 | 0.22% |
| ROGER A PISANI3 | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $36 | — | $36 | 0.20% |
| JACOB BURTON BROUILLETTE3 | 3700 ORLEANS AVE APT 3305 NEW ORLEANS, LA 70119 | AFLAC | $32 | — | $32 | 0.18% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $18 | — | $18 | 0.10% |
| JACOB BURTON BROUILLETTE3 | 452 BELLE POINTE DRIVE MADISONVILLE, LA 70447 | AFLAC | $14 | — | $14 | 0.08% |
| LON M JUNEAU3 | 115 PIPING ROCK DRIVE HOUMA, LA 70363 | AFLAC | $8 | — | $8 | 0.05% |
| ERROL B WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $7 | — | $7 | 0.04% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $5 | — | $5 | 0.03% |
| BRANDY S THERIOT3 | 506 GAYNELL DR HOUMA, LA 70364 | AFLAC | $5 | — | $5 | 0.03% |
| RYAN BENTON WILLIAMS3 | 12526 LAKE LAMOND AVE BATON ROUGE, LA 70816 | AFLAC | $4 | — | $4 | 0.02% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $4 | — | $4 | 0.02% |
| BYRON KEITH BURRELL3 | 2805 LONDONDERRY LN CONWAY, AZ 72034 | AFLAC | $3 | — | $3 | 0.02% |
| NATIONAL UNDERWRITERS AGENCY INC3 | 4245 MILGEN RD COLUMBUS, GA 31907 | AFLAC | $3 | — | $3 | 0.02% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $2 | — | $2 | 0.01% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $2 | — | $2 | 0.01% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $1 | — | $1 | 0.01% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY J ALFORD INS CORP | 1217 MUSEUM DR HOUMA, LA 70360 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $27K | $2K | $29K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 667 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 667 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 312 | $0 |
| Dental | BLUE CROSS BLUE SHIELD OF LOUISIANA | 312 | $0 |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 226 | $27K |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 339 | $126K |
| Short-term disability(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO | 667 | $286K |
| Long-term disability | AETNA LIFE INSURANCE CO | 266 | $179K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 312 | $0 |
| Other(3 contracts, 3 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 667 | $233K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 667 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.