| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY J ALFORD INS CORP | 1217 MUSEUM DR HOUMA, LA 70360 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $30K | — | $30K | 19.30% |
| ALFORD STAPLES LAPEYRE & ROBICHAUX3 Filed as: ALFORD STAPLES LAPEYRE ROBICHAUX | 1217 MUSEUM DR HOUMA, LA 70360 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | — | $8K | $8K | 5.00% |
| MISTY DETIVEAUX3 | 735 BAYOU DULARGE RD HOUMA, LA 70363 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 5.49% |
| MISTY DETIVEAUX3 | 735 BAYOU DULARGE RD HOUMA, LA 70363 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 4.31% |
| DARREN JOSEPH VERDIN3 Filed as: DARREN VERDIN | 1356 W TUNNEL BLVD STE A HOUMA, LA 70360 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.25% |
| TESSIE P CANTRELLE3 | 1340 WEST TUNNEL BLVD SUITE 650 HOUMA, LA 70360 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $867 | — | $867 | 1.39% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $333 | — | $333 | 0.54% |
| HEATHER BASCLE3 Filed as: HEATHER L BASCLE | 1363 DOCTOR BEATROUS RD THERIOT, LA 70397 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $301 | — | $301 | 0.48% |
| HEC BENEFIT SOLUTIONS LLC3 | PO BOX 84478 BATON ROUGE, LA 70884 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $286 | — | $286 | 0.46% |
| JANEL THRASH3 | PO BOX 60561 CORPUS CHRISTI, TX 78466 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $286 | — | $286 | 0.46% |
| CINDY ATWELL3 | 106 E KILLARNEY DR THIBODAUX, LA 70301 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $257 | — | $257 | 0.41% |
| JANE G GALEY3 | 4134 FLORIDA AVE STE 100 KENNER, LA 70065 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $255 | — | $255 | 0.41% |
| DEBORAH LEGROS3 Filed as: DEBORAH S LEGROS | 6769 WOOD IRON CORPUS CHRISTI, TX 78413 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $218 | — | $218 | 0.35% |
| JOHN J BASCLE3 | — | CONTINENTIAL AMERICAN INSURANCE COMPANY | $159 | — | $159 | 0.26% |
| SCOTT C MARTINA3 | 4134 FLORIDA AVE STE 100 KENNER, LA 70065 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $109 | — | $109 | 0.18% |
| RODDY BABIN3 | 1356 WEST TUNNEL BLVD HOUMA, LA 70360 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $93 | — | $93 | 0.15% |
| ERIN K GIUSTI3 | 4701 BISSONET DR METAIRIE, LA 70003 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $74 | — | $74 | 0.12% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $73 | — | $73 | 0.12% |
| SIEGAN J VERGENAL3 | 172 HERITAGE PARKWAY BROUSSARD, LA 70518 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $57 | — | $57 | 0.09% |
| KEITH WILLIAM BELLE3 Filed as: KEITH W BELLE | 113 FLAGG PL BLDG 60 LAFAYETTE, LA 70508 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $55 | — | $55 | 0.09% |
| SANDRA FOWLER3 | — | CONTINENTIAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 0.08% |
| RYAN BENTON WILLIAMS3 Filed as: RYAN B WILLIAMS | 1132 POMPEY DR BATON ROUGE, LA 70816 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 0.08% |
| ALEXANDER A ARTMAN3 | 15321 YARDARM CT CORPUS CHRISTI, TX 78418 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $31 | — | $31 | 0.05% |
| AMY BARYLAK3 | 15094 COLDWATER DR WALKER, LA 70785 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.05% |
| ROGER A PISANI3 | 809 LUCERNE DR NEW IBERIA, LA 70563 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| CARLOS D ESPINOSA3 | 1164 ROBERT MALLET RD ARNAUDVILLE, LA 70512 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| JAMES E VOGELAAR3 | 734 HIDALGO ST NEW ORLEANS, LA 70124 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| SHARON E DAIGLE3 | 2412 N BENGAL METAIRIE, LA 70003 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| STEVEN D HIRSTIUS3 | 1820 DAVID DR METAIRIE, LA 70003 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| ERIN K GIUSTI3 | 2805 DIVISION ST STE 202 METAIRIE, LA 70002 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| MISTY DETIVEAUX3 | 735 BAYOU DULARGE RD HOUMA, LA 70363 | AFLAC | $804 | — | $804 | 4.64% |
| TESSIE P CANTRELLE3 Filed as: TESSIE CANTRELLE | 1340 WEST TUNNEL BLVD STE 650 HOUMA, LA 70360 | AFLAC | $359 | — | $359 | 2.07% |
| DARREN JOSEPH VERDIN3 Filed as: DARREN VERDIN | 1340 W TUNNEL BLVD STE 650 HOUMA, LA 70360 | AFLAC | $171 | — | $171 | 0.99% |
| MASON C LEE3 Filed as: MASON LEE | 132 N ENGLEWOOD DR ROCKY MOUNT, NC 27804 | AFLAC | $138 | — | $138 | 0.80% |
| JOHN J BASCLE3 Filed as: JOHN BASCLE | 1363 DOCTOR BEATROUS RD THERIOT, LA 70397 | AFLAC | $128 | — | $128 | 0.74% |
| HEATHER BASCLE3 | 1363 DOCTOR BEATROUS RD THERIOT, LA 70397 | AFLAC | $65 | — | $65 | 0.38% |
| CORY C BROUSSARD3 Filed as: CORY BROUSSARD | 1164 ROBERT MALLET RD ARNAUDVILLE, LA 70512 | AFLAC | $63 | — | $63 | 0.36% |
| ROCKY B CUNNINGHAM JR3 Filed as: ROCKY CUNNINGHAM JR | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $56 | — | $56 | 0.32% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $53 | — | $53 | 0.31% |
| JACOB BURTON BROUILLETTE3 Filed as: JACOB BROUILLETTE | 452 BELLE POINTE DR MADISONVILLE, LA 70447 | AFLAC | $45 | — | $45 | 0.26% |
| JUNE ZERINGUE3 | 132 ORMOND MEADOWS DR DESTREHAN, LA 70047 | AFLAC | $36 | — | $36 | 0.21% |
| ROGER A PISANI3 Filed as: ROGER PISANI | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $33 | — | $33 | 0.19% |
| TRUDY JUNEAU3 | 213 ANSLEY PLACE CT HOUMA, LA 70360 | AFLAC | $25 | — | $25 | 0.14% |
| FRANKLIN W STOUTE3 Filed as: FRANKLIN STOUTE | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $17 | — | $17 | 0.10% |
| NATIONAL UNDERWRITERS AGENCY INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $10 | — | $10 | 0.06% |
| CATHY BRUNET3 | 3145 MATHILDE MARIE DR GRAY, LA 70359 | AFLAC | $2 | — | $2 | 0.01% |
| BLAZE FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $2 | — | $2 | 0.01% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $2 | — | $2 | 0.01% |
| KAREN LYNN GRACZYK3 Filed as: KAREN GRACZYK | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $1 | — | $1 | 0.01% |
| HEC BENEFIT SOLUTIONS LLC3 | PO BOX 84478 BATON ROUGE, LA 70084 | AFLAC | $1 | — | $1 | 0.01% |
| RYAN BENTON WILLIAMS3 Filed as: RYAN WILLIAMS | 12526 LAKE LAMOND AVE BATON ROUGE, LA 70816 | AFLAC | $1 | — | $1 | 0.01% |
| BYRON KEITH BURRELL3 Filed as: BYRON BURRELL | 2330 QUATTLEBAUM CV CONWAY, AR 72034 | AFLAC | $1 | — | $1 | 0.01% |
| ALFORD STAPLES LAPEYRE & ROBICHAUX3 Filed as: ALFORD STAPLES LAPEYRE ROBICHAUX | 1217 MUSEUM DR HOUMA, LA 70360 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $27K | $7K | $34K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 570 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 570 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 203 | $0 |
| Dental | BLUE CROSS BLUE SHIELD OF LOUISIANA | 203 | $0 |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 228 | $155K |
| Short-term disability(2 contracts, 2 carriers) | CONTINENTIAL AMERICAN INSURANCE COMPANY | 570 | $80K |
| Other(3 contracts, 3 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 570 | $234K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 570 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.