| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALFORD STAPLES LAPEYRE & ROBICHAUX3 Filed as: ALFORD INSURANCE CORP | PO BOX 910 HOUMA, LA 70361 | AETNA LIFE INSURANCE CO | $42K | — | $42K | 19.94% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY J ALFORD INS CORP | 1217 MUSEUM DR HOUMA, LA 70360 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $28K | $7K | $35K | 25.00% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY J ALFORD INS CORP | 1217 MUSEUM DR HOUMA, LA 70360 | STARMOUNT LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| KATHY M ROBINSON3 | 4029 CLERMONT DRIVE NEW ORLEANS, LA 70122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 5.65% |
| DEXTER DETIVEAUX3 | 735 BAYOU DULARGE RD HOUMA, LA 70363 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 3.88% |
| JEREMY M PARFAIT3 | 3500 N CAUSEWAY BLVD SUITE 1200 METAIRIE, LA 70002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 3.60% |
| DANA LINDSEY3 | 6680 POE AVE STE 400 DAYTON, OH 45414 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 3.44% |
| HONGDIEM T LY3 | 9489 CHARDON CIRCLE APT 111 WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 3.32% |
| DEBORAH KASS3 | 757 HOLYOKE PL GRETNA, LA 70056 | CONTINENTAL AMERICAN INSURANCE COMPANY | $417 | — | $417 | 1.33% |
| DARREN JOSEPH VERDIN3 Filed as: DARREN VERDIN | 4661 WEST PARK AVE STE A HOUMA, LA 70364 | CONTINENTAL AMERICAN INSURANCE COMPANY | $369 | — | $369 | 1.18% |
| JAMES E VOGELAAR3 | 4341 FOLSE DR METAIRIE, LA 70006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $365 | — | $365 | 1.17% |
| MISTY DETIVEAUX3 | 735 BAYOU DULARGE RD HOUMA, LA 70363 | CONTINENTAL AMERICAN INSURANCE COMPANY | $279 | — | $279 | 0.89% |
| JOHN J BASCLE3 | 1363 DR BEATROUS ROAD THERIOT, LA 70397 | CONTINENTAL AMERICAN INSURANCE COMPANY | $260 | — | $260 | 0.83% |
| ALEXANDER A ARTMAN3 | 15321 YARDARM CT CORPUS CHRISTI, TX 78418 | CONTINENTAL AMERICAN INSURANCE COMPANY | $147 | — | $147 | 0.47% |
| SHAWN M VINJU3 | 3500 N CAUSEWAY BLVD METAIRIE, LA 70001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $80 | — | $80 | 0.26% |
| HEATHER BASCLE3 Filed as: HEATHER L BASCLE | 1363 DOCTOR BEATROUS RD THERIOT, LA 70397 | CONTINENTAL AMERICAN INSURANCE COMPANY | $61 | — | $61 | 0.19% |
| TESSIE P CANTRELLE3 | 1340 WEST TUNNEL BLVD SUITE 650 HOUMA, LA 70360 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | — | $49 | 0.16% |
| HEC BENEFIT SOLUTIONS LLC3 | PO BOX 84478 BATON ROUGE, LA 70884 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46 | — | $46 | 0.15% |
| CINDY ATWELL3 | 1322 7TH ST LAS VEGAS, NM 87701 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | — | $40 | 0.13% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37 | — | $37 | 0.12% |
| SIEGAN J VERGENAL3 | 172 HERITAGE PARKWAY BROUSSARD, LA 70518 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.04% |
| MISTY DETIVEAUX3 | 735 BAYOU DULARGE RD HOUMA, LA 70363 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.03% |
| KEITH WILLIAM BELLE3 Filed as: KEITH W BELLE | 113 FLAGG PL BLDG 60 LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.03% |
| AMY BARYLAK3 | 9421 SAINT ANDREWS CT DENHAM SPRINGS, LA 70726 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.03% |
| ROGER A PISANI3 | 809 LUCERNE DRIVE NEW IBERIA, LA 70563 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.03% |
| RYAN BENTON WILLIAMS3 Filed as: RYAN B WILLIAMS | 1132 POMPEY DRIVE BATON ROUGE, LA 70816 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.02% |
| JANE G GALEY3 | 4134 FLORIDA AVE STE 100 KENNER, LA 70065 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.02% |
| SCOTT C MARTINA3 | 4134 FLORIDA AVE STE 100 KENNER, LA 70065 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| CARLOS D ESPINOSA3 | 1164 ROBERT MALLET RD ARNAUDVILLE, LA 70512 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| ERIN K GIUSTI3 | 4828 FOLSE DR METAIRIE, LA 70006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| DEBORAH LEGROS3 Filed as: DEBORAH S LEGROS | 6769 WOOD IRON CORPUS CHRISTI, TX 78413 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| CRESCENT CITY BENEFITS INS3 | 4323 DIVISION ST STE 111 METAIRIE, LA 70002 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10K | — | $10K | 34.81% |
| MUSTIN BRIAN PATRICK3 | 5328 HWY 311 HOUMA, LA 70360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 3.73% |
| LEDET BRYAN PHILIP3 | 113 EAST OAKLAWN DRIVE THIBODAUX, LA 70301 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $214 | — | $214 | 0.76% |
| CRESCENT CITY BENEFITS INS3 | 4323 DIVISION ST STE 111 METAIRIE, LA 70002 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10K | — | $10K | 46.38% |
| MUSTIN BRIAN PATRICK3 | 5328 HWY 311 HOUMA, LA 70360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 8.70% |
| LEDET BRYAN PHILIP3 | 113 EAST OAKLAWN DRIVE THIBODAUX, LA 70301 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $359 | — | $359 | 1.75% |
| BRIAN PATUREAU LLC3 | 8383 WESTSHORE DR APT M181 COVINGTON, LA 70433 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $268 | — | $268 | 1.30% |
| CRESCENT CITY BENEFITS INS3 | 4323 DIVISION ST STE 111 METAIRIE, LA 70002 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $268 | — | $268 | 1.30% |
| MISTY DETIVEAUX3 Filed as: MISTY LYNN DETIVEAUX | 735 BAYOU DULARGE RD HOUMA, LA 70363 | AFLAC | $685 | — | $685 | 4.80% |
| TESSIE P CANTRELLE3 | 1340 W TUNNEL BLVD STE 650 HOUMA, LA 70360 | AFLAC | $325 | — | $325 | 2.28% |
| MASON C LEE3 | 2507 NASH ST NW WILSON, NC 27896 | AFLAC | $127 | — | $127 | 0.89% |
| JOHN J BASCLE3 | 430 CORPORATE DR STE C HOUMA, LA 70360 | AFLAC | $100 | — | $100 | 0.70% |
| DARREN JOSEPH VERDIN3 | 4661 W PARK AVE STE A HOUMA, LA 70364 | AFLAC | $83 | — | $83 | 0.58% |
| DARREN JOSEPH VERDIN3 | 4661 W PARK AVE BLDG A HOUMA, LA 70364 | AFLAC | $69 | — | $69 | 0.48% |
| CORY C BROUSSARD3 | 3415 VALERY RD NEW IBERIA, LA 70560 | AFLAC | $57 | — | $57 | 0.40% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $49 | — | $49 | 0.34% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $47 | — | $47 | 0.33% |
| JACOB BURTON BROUILLETTE3 | 3700 ORLEANS AVE APT 3305 NEW ORLEANS, LA 70119 | AFLAC | $39 | — | $39 | 0.27% |
| HEATHER BASCLE3 Filed as: HEATHER L BASCLE | 1363 DOCTOR BEATROUS RD THERIOT, LA 70397 | AFLAC | $34 | — | $34 | 0.24% |
| JUNE ZERINGUE3 | 132 ORMOND MEADOWS DR DESTREHAN, LA 70047 | AFLAC | $33 | — | $33 | 0.23% |
| ROGER A PISANI3 | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $30 | — | $30 | 0.21% |
| BRANDY S THERIOT3 | 506 GAYNELL DR HOUMA, LA 70364 | AFLAC | $30 | — | $30 | 0.21% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $15 | — | $15 | 0.11% |
| ERROL B WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $6 | — | $6 | 0.04% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $4 | — | $4 | 0.03% |
| BYRON KEITH BURRELL3 | 2805 LONDONDERRY LN CONWAY, AR 72034 | AFLAC | $3 | — | $3 | 0.02% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $2 | — | $2 | 0.01% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $2 | — | $2 | 0.01% |
| RYAN BENTON WILLIAMS3 | 12526 LAKE LAMOND AVE BATON ROUGE, LA 70816 | AFLAC | $2 | — | $2 | 0.01% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $1 | — | $1 | 0.01% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY J ALFORD INS CORP | 1217 MUSEUM DR HOUMA, LA 70360 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $30K | $6K | $36K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 313 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 313 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 760 | $0 |
| Dental | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 760 | $0 |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 225 | $35K |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 340 | $139K |
| Short-term disability(4 contracts, 4 carriers) | AETNA LIFE INSURANCE CO | 667 | $286K |
| Long-term disability | AETNA LIFE INSURANCE CO | 272 | $212K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 760 | $0 |
| Other(4 contracts, 4 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 667 | $205K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 760 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.